For over 30 years, California Housing Finance Agency (CalHFA)
has supported the needs of renters and first-time homebuyers
by providing financing and programs that create safe, decent
and affordable housing opportunities for individuals within
specified income ranges. Established in 1975, CalHFA was chartered
as the State’s affordable housing bank to make low-rate loans through the sale of tax-exempt bonds. A
completely self-supporting State agency, bonds are repaid
by revenues generated through mortgage loans, not taxpayer
dollars.
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