Today's Interest Rates

September 29 2016 06:30PM (Pacific Time)
Data below is effective as of September 29 2016 07:55AM (Pacific Time)

CalHFA First Mortgage Loan Programs

60 Day
Rate Lock

90 Day
Rate Lock

Conventional Programs

4.000%

4.125%

Government Insured Programs

CalHFA FHA

High Balance Loan Limit Fee (60-day lock) - 1.250%

High Balance Loan Limit Fee (90-day lock) - 1.250%

3.250%

3.375%

Cal-EEM + Grant

High Balance Loan Limit Fee (60-day lock) - 1.250%

High Balance Loan Limit Fee (90-day lock) - 1.250%

3.500%

3.625%

CalPLUS FHA with ZIP 3.5% Zero Interest Program (ZIP) *

High Balance Loan Limit Fee (60-day lock) - 1.250%

High Balance Loan Limit Fee (90-day lock) - 1.250%

3.500%

3.625%

CalPLUS FHA with ZIP 4.5% Zero Interest Program (ZIP) *

High Balance Loan Limit Fee (60-day lock) - 1.000%

High Balance Loan Limit Fee (90-day lock) - 1.000%

3.875%

4.000%

CalHFA Subordinate Loan Programs

2.500%

2.500%


All posted interest rates are in effect on the date listed: All rates shown are subject to change without notice. CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans.

*ZIP Subordinate has 0.000% interest rate