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Not a first-time homebuyer?
You may still apply for our first mortgage loans if your property is located in a Targeted Area.
Buying a newly constructed home?
Be sure to read about our School Facility Fee program.
Sample Truth in Lending Disclosures
Sample Truth in Lending Disclosures for CalHFA Conventional First Mortgage Loans
| Loan Type | CalHFA FHA | Cal30 Loan | |
| Loan Amt | $200,000 | $ $175,000 | |
| Term | 30 yr (360 mos) | 30 yr (360 mos) | |
| Interest Rate* (sample rate) | 4.875% | 5.25% | |
| APR* | 5.0310% | 5.5053% | |
| Estimated Monthly Pmt** | $1475 | $1333 |
*Interest rate is for comparison only. Sample APRs include typical finance charges, such as lender fees and mortgage insurance. This sample is for illustrative purposes only. It does not reflect any specific loan's terms. APRs quoted by approved CalHFA private lenders may vary.
**The estimated payment amount includes estimated taxes, property and/or mortgage insurance. Lenders usually require these amounts to be included in the monthly payment.
Sample Truth in Lending Disclosures for Down Payment Assistance Loans
| Loan Type | CHDAP | |
| Loan Amt | $9,000 | |
| Term | 30 yr (360 mos) | |
| Interest Rate* (sample rate) | 3.2500% | |
| APR* | 2.3677% |
This sample is for illustrative purposes only. It does not reflect any specific loan's terms.
06/2009
