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CalHFA's Homebuyer Education


ONLINE: You can take eHome's eight-hour Homebuyer Education course online

IN-PERSON: face-to-face Homebuyer Education through NeighborWorks America or any HUD-Approved Housing Counseling Agency

Eligibility Questions?

 

Contact Us

Call Toll Free 877.9.CalHFA



Federally Designated Targeted Areas

What is a Targeted Area?

Areas that are "targeted" by the Federal Government were identified in the 2000 Census as areas in California where 70 percent of the families who live there earn an income that is 80 percent or less than the statewide median income. Forty-five (45) of California's 58 counties have targeted areas - with 37 percent of the areas located in Los Angeles County.

(While cities, counties and other governmental agencies may also have specific areas in their jurisdiction "targeted" for other program purposes, only those census tracts identified by the Federal Government as "targeted" are used for CalHFA's purposes, as it relates to sales price limits and certain income limits.)

How do I locate Targeted Areas in California?

  • If you know the census tract number: Use the IRS list of 2014 Qualified Census Tracts by county.
  • If you have a street address: Visit HUD's interactive QCT Map and enter the property address to view what Census Tract the property is located and if it's in a Qualified Census Tract. (see sample map below)
  • If you don't have a tract number or a street address: Visit HUD's interactive QCT Map and enter a State & County to determine the QCTs in the neighborhood that you are looking for a property. (see sample map below)

Sample Interactive QCT Map: