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Eligibility requirements for CalHFA
programs and general procedures for first-time homebuyers.
Eligibility Requirements
General Information for first-time
homebuyers
Once you determine your eligibility with CalHFA,
visit the program
descriptions page to find a program that fits your
needs. After choosing a program, you should take the
information you have gathered to a CalHFA-approved
lender to apply for a loan using a CalHFA program. Homebuyers interested in applying
for financing should contact one of CalHFA's approved
lenders.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program. |