CalHFA financing is available on a statewide basis; however, not all properties meet CalHFA’s eligibility requirements.

• Eligible properties must be priced at or below the county-by-county limits established by CalHFA for new or existing homes (income and sales price limits are slightly higher in Federally designated Targeted Areas).

• Other property eligibility requirements include:
• Newly constructed or existing (previously owned) home
• Single family residence (detached)
• Five acre maximum
• An attached residence (a half-plex that is not part of a planned unit development (PUD) or Condominium)
• A detached unit within a PUD
• A Condominium or attached unit in a PUD. (Check with lender for eligible condominiums.)

View a list of Affordable Developers by County

Homebuyers interested in applying for financing should contact one of CalHFA's approved lenders.

CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.