To find out if you are
eligible to receive CalHFA financing you must first
work with a CalHFA approved lender. The following is
an overview of what to expect when working with a lender.
- Contact a CalHFA-Approved lender to learn more
about CalHFA loans and interest rates. To find a
lender in your area, search our lender
database .
- The lender will determine your eligibility based
on program criteria.
- The lender can explain the estimated maximum loan
amount and sales
price limit for the county in which you are purchasing.
- The lender will also explain the income
limit for the county in which you are purchasing.
- Attend a homebuyer education counseling
class through an eligible homebuyer education counseling
organization
Once the lender has gathered the required materials
and qualified you for a loan program, the lender will
work with CalHFA to secure your loan.
CalHFA does not lend money directly to consumers. We
use approved private lenders to qualify consumers and
make all mortgage loans. The rates consumers pay could
vary depending on program criteria.
Homebuyers interested in applying
for financing should contact one of CalHFA's approved
lenders.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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