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Requisitos de preparación para los compradores de casa


EN LÍNEA: puede tomar el curso en línea de ocho horas eHome Homebuyer Education

PRESENCIAL: puede tomar el curso presencial Homebuyer Education, impartido por NeighborWorks America o una agencia aprobada por HUD

Para llamadas gratis 877.9.CalHFA

Sample Truth in Lending Disclosures

Sample Truth in Lending Disclosures for CalHFA Conventional First Mortgage Loans

Loan Type CalHFA FHA Cal30 Loan  
Loan Amt $200,000 $ $175,000  
Term 30 yr (360 mos) 30 yr (360 mos)  
Interest Rate* (sample rate) 4.875% 5.25%  
APR* 5.0310% 5.5053%  
Estimated Monthly Pmt** $1475 $1333  

*Interest rate is for comparison only. Sample APRs include typical finance charges, such as lender fees and mortgage insurance. This sample is for illustrative purposes only. It does not reflect any specific loan's terms. APRs quoted by approved CalHFA private lenders may vary.

**The estimated payment amount includes estimated taxes, property and/or mortgage insurance. Lenders usually require these amounts to be included in the monthly payment.

Sample Truth in Lending Disclosures for Down Payment Assistance Loans

Loan Type CHDAP  
Loan Amt $9,000  
Term 30 yr (360 mos)  
Interest Rate* (sample rate) 3.2500%  
APR* 2.3677%  

This sample is for illustrative purposes only. It does not reflect any specific loan's terms.
06/2009