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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 3/16/2018
Loans in line Review Date


53 Mar 14



71 Mar 14


0 Mar 16

News & Updates

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Program Bulletins by Year - 2014

You can also use the list by subject if you are not sure of the year.

CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.

Date Title
#2014-23 Extra Credit Teacher Home Purchase Program now available with CalHFA FHA 1st Mortgage Loans
#2014-22 CalHFA Revised Loan Documents
#2014-21 Returned Wire Penalty Fees
#2014-20 Changes to the CalHFA Mortgage Credit Certificate (MCC) Tax Credit Program
#2014-19 Property Eligibility Update
#2014-18 Revision to California Homebuyer's Downpayment Assistance Program (CHDAP) Promissory Notes
#2014-17 Changes to CalHFA Loan Program Requirements
#2014-16 New CalPLUS Conventional with ZIP Extra:
Additional Assistance for CalHFA First-Time Homebuyers
#2014-15 Updated Sales Price Limits
#2014-14 CalHFA FHA First Mortgages to Allow Manufactured Homes
#2014-13 Temporary Suspension of Extra Credit Teacher Home Purchase Program (ECTP) when Combined with FHA-Insured first Mortgage Loans
#2014-12 CalHFA Allowable Lender Fees Increase from 2% to 3%
#2014-11 CalHFA First Loan Programs Now Extended to Non First-Time Homebuyers
#2014-10 Updates to CalHFA's Lender Requirements
#2014-09 CalHFA Launches New 97% LTV Conventional Loan Programs and Energy Efficient Mortgage + Grant Program
#2014-08 Revisions to California Homebuyer's Downpayment Assistance Program (CHDAP) - (Fees)
#2014-07 Revisions to California Homebuyer's Downpayment Assistance Program (CHDAP)
#2014-06 New Maximum Debt-to-Income Ratio
#2014-05 Updated Targeted Area Census Tracts
#2014-04 Revisions to FHA-Mod/HAMP Loan Modification Program
#2014-03 CalHFA to Allow Manual Underwriting for FHA loans
#2014-02 Proof of Claim (POC) Filing
#2014-01 Updated Mortgage Credit Certificate Tax Credit Program (MCC) Income Limits

Archived Program Bulletins, sorted by year
All Program Bulletins, sorted by subject

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