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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 2/22/2018
Loans in line Review Date


37 Feb 20



38 Feb 21


8 Feb 20

News & Updates

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Program Bulletins by Year - 2015

You can also use the list by subject if you are not sure of the year.

CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.

Bulletin # Title
#2015-16 Changes to CalHFA's FHA Loan Program Guidelines
#2015-15 Increased and Simplified Sales Price Limits
  US Bank Funding Fee Increase
#2015-14 CalHFA opens all Loan Programs to Mortgage Brokers
#2015-13 Updated Income Limits for all CalHFA Loan Programs
#2015-12 Changes to Subordinate Loan Documents
#2015-11 New CalHFA MyHome Assistance Program
#2015-10 Discontinuation of the California Homebuyer's Downpayment Assistance Program (CHDAP) & CalHFA ZIP Extra
#2015-09 Updated Sales Price Limits
#2015-08 Updated Income Limits for the Mortgage Credit Certificate (MCC) Tax Credit Program
#2015-07 Updated Income Limits for CalHFA FHA, CalPLUS FHA, Cal-EEM + Grant, CHDAP and ECTP
#2015-06 Automatic 30-day extension on all expired CalHFA first mortgage loan reservations
#2015-05 CalPLUS FHA First Mortgage Loan Now Includes ZIP Extra
#2015-04 Fannie Mae AMDC No Longer Required For CalHFA Conventional Programs
#2015-03 Citizenship, Alienage and Immigration Status Eligibility is required on all CalHFA Loan Programs
#2015-02 Updated Mortgage Credit Certificate Tax Credit Program (MCC) Income Limits
#2015-01 Streamlined Subordination Process For All CalHFA Junior Loans

Archived Program Bulletins, sorted by year
All Program Bulletins, sorted by subject

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