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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 12/09/2016
Loans in line Review Date

Compliance

22 Dec. 8

Post-closing

MyHome/ZIP/ECTP

215 Dec 5

Subordinations

4 Dec. 7

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-24 Clarification to CalHFA's Rate Lock Extension Options

Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document

Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)

Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure

Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Program Bulletins -California Homebuyer's Downpayment Assistance (CHDAP)

Date Title
#2015-10 Discontinuation of the California Homebuyer's Downpayment Assistance Program (CHDAP) & CalHFA ZIP Extra
#2015-03 Citizenship, Alienage and Immigration Status Eligibility is required on all CalHFA Loan Programs
#2014-18 Revision to California Homebuyer's Downpayment Assistance Program (CHDAP) Promissory Notes
#2014-17 Changes to CalHFA Loan Program Requirements
#2014-08 Revisions to California Homebuyer's Downpayment Assistance Program (CHDAP) - (Fees)
#2014-07 Revisions to California Homebuyer's Downpayment Assistance Program (CHDAP)
#2013-08 California Homebuyer's Downpayment Assistance Program (CHDAP) Deed of Trust and Promissory Note Revisions
#2013-06 California Homebuyer's Downpayment Assistance Program (CHDAP) Guideline Revisions
#2013-03 California Homebuyer's Downpayment Assistance Program (CHDAP) Revisions
#2013-02 HUD Grants Transition Relief for California Homebuyer's Downpayment Assistance Program (CHDAP)
#2013-01 Temporary Suspension of California Homebuyer's Downpayment Assistance Program (CHDAP)
#2012-02 California Homebuyer's Downpayment Assistance Program (CHDAP) Revisions
(corrected version posted 3/6/12)
#2011-30 California Homebuyer's Downpayment Assistance Program (CHDAP) Revisions
#2011-03 CalHFA Loan Program Updates
#2010-09 California Homebuyer's Downpayment Assistance Program (CHDAP) Revisions
#2010-01 Revisions to the CHDAP Promissory Note and Deed Of Trust Forms
#2009-28 Subordination Process For California Homebuyer’s Downpayment Assistance Program (CHDAP) Loans
#2009-21 Funding for the California Homebuyer's Downpayment Assistance Program (CHDAP)
#2008-39 Temporary Suspension of CalHFA Programs
#2008-10 Revisions to CalHFA Subordinate Financing Programs
#2007-35 New Funding for CHDAP
#2003-03 California Homebuyer's Downpayment Assistance Program (CHDAP)
#2002-35 Clarification of CalHFA Subordinate Loan New Processing Procedures
#2002-28 Clarification of Recapture Notices on CalHFA Subordinated Debt
#2002-15 Recapture Notices Now Include All CalHFA Loans Including CalHFA Subordinated Debt
#2000-19 California Homebuyer's Downpayment Assistance Program