Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 4/20/2018
Loans in line Review Date

Compliance

50 Apr 18

Post-closing

MyHome/ZIP/ECTP

243 Apr 16

Subordinations

4 Apr 19

News & Updates

Program Bulletin #2018-06 - CalHFA to Purchase Loans Twice Weekly via ACH Transfer

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Program Bulletins - Documents List

Date Title
#2016-06 CalHFA Releases Updated Lender Manual
#2016-05 New Net Funding Procedures for CalHFA Subordinate Loans
#2016-04 CalHFA Now Accepts Electronic Signatures on Affidavits and CalHFA Purchase Documents
#2016-03 Disclosure Requirements for CalHFA Subordinate Loans
#2016-02 Deeds of Trust Revisions for all CalHFA Subordinate Loans
#2015-12 Changes to Subordinate Loan Documents
#2014-22 CalHFA Revised Loan Documents
#2014-17 Changes to CalHFA Loan Program Requirements
#2014-10 Updates to CalHFA's Lender Requirements
#2014-02 Proof of Claim (POC) Filing
#2012-09 Changes to Required Program Documents for Loan Submittal and/or Purchase of CalHFA loans
#2011-29 Additional Requirement for CalHFA Annual Lender Recertification
#2011-28 Borrower Affidavit - Revised
#2011-22 Change to Program Bulletin #2011-14 Updates to Requirements for CalHFA Annual Lender Recertification
#2011-14 Updates to Requirements for CalHFA Annual Lender Recertification
#2011-09 Lender-Certified Copies of CalHFA Affidavits Permitted at Loan Purchase
#2011-01 Revised Borrower's Affidavit
#2009-17 Revised Homeownership Program Affidavits and Checklist
#2008-19 Revision to the CHDAP & ECTP Promissory Notes
#2008-07 Revisions to All CalHFA Subordinate Loan Program Documents
#2007-45 Revision To All CalHFA Deeds Of Trust
#2007-41 Program Requirements Update
#2007-33 Reformation of Permanent Deed of Trust Suspension
#2007-30 CalHFA Financing Rider Approved For Use With FHA/VA Loans
#2007-29 Acceptance of Fannie Mae’s Short Form Deed of Trust
#2007-11 Revised Homeownership Program Documents
#2007-02 Revised Loan Submission Checklist
#2006-17 Collection of Borrower's Military Service Status
#2006-10 Revisions to all CalHFA Deeds of Trust
#2004-21 New Loan Submission and Purchase Checklists
#2003-01 Revised Homeownership Program Documents