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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 12/07/2016
Loans in line Review Date

Compliance

17 Dec. 6

Post-closing

MyHome/ZIP/ECTP

229 Dec 1

Subordinations

2 Dec. 5

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-24 Clarification to CalHFA's Rate Lock Extension Options

Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document

Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)

Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure

Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Program Bulletins - Extra Credit Teacher Home Purchase Program (ECTP)

Date Title
#2016-18 Updates to CalHFA Subordinate Loan Programs
#2016-17 CalHFA Adds Additional Rate Lock Option
#2016-15 Expansion of and Updates to the Extra Credit Teacher Home Purchase Program (ECTP)
#2014-23 Extra Credit Teacher Home Purchase Program now available with CalHFA FHA 1st Mortgage Loans
#2014-17 Changes to CalHFA Loan Program Requirements
#2014-13 Temporary Suspension of Extra Credit Teacher Home Purchase Program (ECTP) when Combined with FHA-Insured first Mortgage Loans
#2013-11 Extra Credit Teacher Home Purchase Program Revision
#2013-09 CalHFA Launches New First-Time Homebuyer Loan Programs
#2008-39 Temporary Suspension of CalHFA Programs
#2005-28 Changes in servicing release requirements of first mortgage loans made in conjunction with a HiCAP subordinate loan.
#2005-03 Oakland Extra Credit Teacher Home Purchase Program is ending
#2004-19 Service Commitment Form
#2003-40 Revision to the Extra Credit Teacher Home Purchase Program
#2003-24 Revised Documents for the Extra Credit Teacher Home Purchase Program (ECTP)
#2003-17 Revision to the Extra Credit Teacher Home Purchase Program
#2002-37 Expansion of the Extra Credit Teacher Home Purchase Program
#2002-35 Clarification of CalHFA Subordinate Loan New Processing Procedures
#2002-28 Clarification of Recapture Notices on CalHFA Subordinated Debt
#2002-15 Recapture Notices Now Include All CalHFA Loans Including CalHFA Subordinated Debt
#2001-19 City of Oakland Extra Credit Teacher Home Purchase Program (Oakland Teacher Program)
#2001-23 Revision to Extra Credit Teacher Home Purchase Program (ECTP)
#2001-13 Extra Credit Teacher Home Purchase Program (ECTP)