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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 11/22/2017
Loans in line Review Date

Compliance

58 Nov 20

Post-closing

MyHome/ZIP/ECTP

124 Nov 20

Subordinations

13 Nov 15

News & Updates

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Program Bulletin #2017-13 Proposed Federal Tax Reform and the Uncertainty of Mortgage Credit Certificate Program

Program Bulletin #2017-12 Closing Document Revisions for MyHome Assistance Program and Extra Credit Teacher Home Purchase Program (ECTP) when combined with a CalHFA Government Insured/Guaranteed First Mortgage

Program Bulletin #2017-11 CalHFA Launches New CalHFA VA Loan Program

Program Bulletin #2017-10 Updated Sales Price Limits

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Program Bulletins - Income Limits

First Mortgage Income Limits
Date Title
#2017-06 Updated Income Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program
#2016-25 Increased Loan Limits Effective January 1, 2017
#2016-13 Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program
#2016-07 Increased Income Limits in High Cost Counties for CalHFA Conventional Loan Programs
#2015-13 Updated Income Limits for all CalHFA Loan Programs
#2015-08 Updated Income Limits for the Mortgage Credit Certificate (MCC) Tax Credit Program
#2015-07 Updated Income Limits for CalHFA FHA, CalPLUS FHA, Cal-EEM + Grant, CHDAP and ECTP
#2013-12 Updated Mortgage Credit Certificate Tax Credit Program (MCC) Income Limits
#2013-07 Updated Income Limits for California Homebuyer's Downpayment Assistance Program (CHDAP) and Mortgage Credit Certificate Tax Credit Program (MCC)
#2011-26 Income Limits for CalHFA FHA Program in Federally Designated Targeted Areas
#2011-16 Updated Income Limits
#2009-05 Updated Income Limits
#2008-11 Updated Income Limits
#2007-17 Updated Income Limits (Reduced)
#2007-10 Corrected Income Limits
#2007-07 Updated Income Limits
#2006-08 Updated Income Limits
#2006-05 Updated Income Limits
#2005-13 Updated Income Limits
#2005-05 Updated Income Limits
#2004-12 Updated Income Limits
#2004-09 Updated Income Limits
#2004-04 Updated Income Limits
#2003-15 Updated Income Limits - Homeownership Programs
#2003-07 Updated Income Limits - Homeownership Programs
#2002-16 Updated Income Limits
#2002-05 Updated Income Limits (Corrected)
#2002-04 Updated Income Limits
Subordinate Loan Income Limits
Date Title
#2010-06 Updated Income for Limits CHDAP and SFF Programs
#2009-10 Updated SHBAP Income Limits
#2009-09 Updated Income for Limits CHDAP and SFF Programs
#2008-14 Updated Income Limits for CHDAP & School Facility Fee Program
#2007-08 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2006-06 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2005-06 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2004-06 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2003-13 Updated CHDAP and School Fee Income Limits (Revision 2)
#2003-09 Updated CHDAP and School Fee Income Limits (Corrected)
#2003-08 Updated Income Limits - CHDAP, HIRAP, and School Facility Fee Program