Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.

File Review Status
Updated 5/24/2018
Loans in line Review Date

Compliance

99 May 22

In Suspense

32 May 23

Post-closing

MyHome/ZIP/School

276 May 17

In Suspense

352 May 15
Suspense Inquiries

For suspense items, refer to our MAS

Files in suspense status will only be reviewed once all suspense items are uploaded into MAS. Files are reviewed in date order and are given a rush review.

Tips for Doc Draw & Closing:

Subordinations

0 May 24

News & Updates

Program Bulletin #2018-08 - 90-Day Rate Lock Option Eliminated

Program Bulletin #2018-07 - Elimination of APN Restriction

Program Bulletin #2018-06 - CalHFA to Purchase Loans Twice Weekly via ACH Transfer

Enews announcements can be found on our Archived Page

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Program Bulletins - Income Limits

First Mortgage Income Limits
Date Title
#2017-06 Updated Income Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program
#2016-25 Increased Loan Limits Effective January 1, 2017
#2016-13 Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program
#2016-07 Increased Income Limits in High Cost Counties for CalHFA Conventional Loan Programs
#2015-13 Updated Income Limits for all CalHFA Loan Programs
#2015-08 Updated Income Limits for the Mortgage Credit Certificate (MCC) Tax Credit Program
#2015-07 Updated Income Limits for CalHFA FHA, CalPLUS FHA, Cal-EEM + Grant, CHDAP and ECTP
#2013-12 Updated Mortgage Credit Certificate Tax Credit Program (MCC) Income Limits
#2013-07 Updated Income Limits for California Homebuyer's Downpayment Assistance Program (CHDAP) and Mortgage Credit Certificate Tax Credit Program (MCC)
#2011-26 Income Limits for CalHFA FHA Program in Federally Designated Targeted Areas
#2011-16 Updated Income Limits
#2009-05 Updated Income Limits
#2008-11 Updated Income Limits
#2007-17 Updated Income Limits (Reduced)
#2007-10 Corrected Income Limits
#2007-07 Updated Income Limits
#2006-08 Updated Income Limits
#2006-05 Updated Income Limits
#2005-13 Updated Income Limits
#2005-05 Updated Income Limits
#2004-12 Updated Income Limits
#2004-09 Updated Income Limits
#2004-04 Updated Income Limits
#2003-15 Updated Income Limits - Homeownership Programs
#2003-07 Updated Income Limits - Homeownership Programs
#2002-16 Updated Income Limits
#2002-05 Updated Income Limits (Corrected)
#2002-04 Updated Income Limits
Subordinate Loan Income Limits
Date Title
#2010-06 Updated Income for Limits CHDAP and SFF Programs
#2009-10 Updated SHBAP Income Limits
#2009-09 Updated Income for Limits CHDAP and SFF Programs
#2008-14 Updated Income Limits for CHDAP & School Facility Fee Program
#2007-08 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2006-06 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2005-06 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2004-06 Updated Income Limits CHDAP, HIRAP, and School Facility Fee Program
#2003-13 Updated CHDAP and School Fee Income Limits (Revision 2)
#2003-09 Updated CHDAP and School Fee Income Limits (Corrected)
#2003-08 Updated Income Limits - CHDAP, HIRAP, and School Facility Fee Program