CalHFA's Lender Program Manual is directed to mortgage professionals, such as lenders, loan officers, underwriters, brokers, escrow officers and servicers. It is intended as a guide for originating loans for purchase by CalHFA. The Manual is periodically amended and/or updated by Program Bulletins.

Lender Program Manual (pdf)

The current version of the Program Manual was revised 05/2003. Please refer to the subsequent Program Bulletins for the most current information.