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Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 12/07/2016
Loans in line Review Date


17 Dec. 6



229 Dec 1


2 Dec. 5

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-24 Clarification to CalHFA's Rate Lock Extension Options

Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document

Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)

Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure

Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Available Funds


CHDAP Funds Available

The California Homebuyer’s Downpayment Assistance Program (CHDAP) is a deferred payment, simple interest rate junior loan not to exceed 3% of the sales price or appraised value, whichever is less. The junior loan may be combined with a CalHFA or non-CalHFA conventional or government first mortgage loan.
(see full program handbook)


The original allocation from Propositions 46 and 1C has been completely disbursed. CalHFA is continuing to support California first-time homebuyers’ down payment needs by using funds from CHDAP loans that have been repaid.

Updated: 07/15/2015

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ECTP Funds Available

Program offers down payment assistance for eligible school personnel working in high priority schools throughout California.


$7 million*

Updated: 07/01/2015

* Balance indicated above excludes funded & current pipeline of ECTP loans
*This is an approximate balance and will be updated each month
*Due to limitation of funding, reservations for ECTP loans are on a first-come first-served basis

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