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Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 09/27/2016
Loans in line Review Date

Compliance

95 Sept 21

Post-closing

MyHome/ZIP/ECTP

283 Sept 19

Subordinations

18 Sept. 22

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-17 CalHFA Adds Additional Rate Lock Option

Program Bulletin #2016-16 Update to the CalHFA Mortgage Credit Certificate (MCC) Tax Credit Program Fees

Program Bulletin #2016-15 Expansion of and Updates to the Extra Credit Teacher Home Purchase Program (ECTP)

Program Bulletin #2016-14 Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program

Program Bulletin #2016-13 Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Available Funds

 

CHDAP Funds Available

The California Homebuyer’s Downpayment Assistance Program (CHDAP) is a deferred payment, simple interest rate junior loan not to exceed 3% of the sales price or appraised value, whichever is less. The junior loan may be combined with a CalHFA or non-CalHFA conventional or government first mortgage loan.
(see full program handbook)

CHDAP FUNDS CURRENTLY AVAILABLE
FOR DISBURSEMENT:

The original allocation from Propositions 46 and 1C has been completely disbursed. CalHFA is continuing to support California first-time homebuyers’ down payment needs by using funds from CHDAP loans that have been repaid.

Updated: 07/15/2015

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ECTP Funds Available

Program offers down payment assistance for eligible school personnel working in high priority schools throughout California.

ECTP FUNDS CURRENTLY AVAILABLE
FOR DISBURSEMENT:

$7 million*

Updated: 07/01/2015

* Balance indicated above excludes funded & current pipeline of ECTP loans
*This is an approximate balance and will be updated each month
*Due to limitation of funding, reservations for ECTP loans are on a first-come first-served basis

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