Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)
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News & Updates
Get to know CalHFA and our programs
Program Bulletin #2017-02 Updates to Resubordination Process For All CalHFA Subordinate Loans
Program Bulletin #2017-01 CalHFA Streamlines Lender Application and Lender Recertification
Did You Know?
Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!
Realtors & Real Estate Agents
Real estate agents are often the first point of contact for people purchasing a home, and CalHFA recognizes their importance to homebuying. CalHFA has marketing materials to help your clients make an informed choice about their home loans, and is also proud of its quick turnaround times for loan processing when you have a tight deadline for closing escrow. Please look around this section for more information on how becoming familiar with CalHFA loans can help your business, even with non-first-time homebuyers.
CalHFA understands that most real estate agents will not need all of the extensive details that we offer in our loan program handbooks available to our loan officers and brokers. That's why we've created these simple, printable summary sheets just for you.
CalHFA only works with approved, skilled loan officers who are familiar with CalHFA's loan programs and their various requirements, options and benefits. These loan officers can guide you through the entire home buying process from start to finish.
CalHFA Top Lending Heroes
These Top Hero Loan Officers have helped the most homebuyers obtain CalHFA First Mortgage Loans including down payment assistance. They recognize the challenges of low to moderate income homebuyers in today’s market.
Search All CalHFA Loan Officers
- View this list of CalHFA preferred loan officers to locate the name and phone number of a CalHFA-trained loan officer near you.
- Our lender database will allow you to locate a branch office near you. However, please note that all branch offices may or may not have loan officers on site that are trained to process CalHFA loans. Contacting a "preferred loan officer" will get you in touch with someone who is trained and has experience with CalHFA loans.
- If you'd like to have a CalHFA representative contact you or get a referral to one of CalHFA's preferred loan officers, fill out this short contact form.
Targeted areas offer a lot of benefits for your homebuyers such as taking advantage of first-time homebuyer programs, such as MCC, without actually being a first-time homebuyer, higher income limits and higher sales price limits. Get more details on targeted areas so you can pass along the benefits to your clients.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for first-time homebuyers using a CalHFA program. CalHFA will accept hard or online copies of homebuyer education counseling certificates.
Who has to take this Homebuyer Education course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education course?
- ONLINE: You can take eHome's eight-hour Homebuyer Education course online
- IN-PERSON: face-to-face Homebuyer Education through NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
CalHFA produces many collateral pieces to both inform homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
You can find some very reasonably priced homes throughout California by looking into Real Estate Owned or REO properties. CalHFA owns and offers a wide selection of REO properties in various counties throughout the state.
View the CalHFA-owned Properties database to search for available properties in your area.
How to List CalHFA Properties
We appreciate your interest in selling or performing BPOs for CalHFA owned properties. We currently do not have an application through our web site, as we use Master Brokers who assign the properties to listing agents. You may contact one of our Master Brokers if you are interested in applying to become a part of their network of listing agents.
Master Brokers can be contacted at:
Goodman Dean Inc.
10833 Valley View St. #500
Cypress, CA 90630
765 The City Drive South, Suite 300
Orange, CA 92868