stop animation play animation
  • New one of a kind package- CalPlus Conventional with Zip- Zero interest down payment plus 30-year fixed conventional mortgage. Click for more info.
  • New, save energy and money- Cal-EEM + Grant: Additional 4% Grant for energy upgrades with a 30-year fixed EEM Mortgage.Click for more info.
  • Grade A+ Extra Credit Teacher Program: Extra financial help for staff at California's high priority schools. Click for more info.
  • Seal the deal- California Homebuyer's Downpayment Assistance Program, Down payment and closing cost help for first-time home buyers. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

View Today's Rates

File Review Status

Updated 10/23/14

Item Detail
CalHFA First Loans

Approx First Loans in Line for Review (including any CHDAP junior loan)


Date Compliance Underwriters are Working

Oct 20
CHDAP Stand Alone

Approx CHDAP Stand Alone Loans in Line for Review


Date Compliance Underwriters are Working

Oct 20

News & Updates

Bulletin 2014-18
Revision to California Homebuyer's Downpayment Assistance Program (CHDAP) Promissory Notes

Bulletin 2014-17
Changes to CalHFA Loan Program Requirements

Bulletin 2014-16
New CalPLUS Conventional with ZIP Extra: Additional Assistance for CalHFA First-Time Homebuyers

Bulletin 2014-15
CalHFA releases updated sales price limits

Bulletin 2014-14
CalHFA FHA First Mortgages to Allow Manufactured Homes

Bulletin 2014-11
CalHFA first mortgage programs, now helping NON-first-time homebuyers

Bulletin 2014-09
CalHFA launches NEW Conventional mortgage loans and an EEM Grant program

Bulletin 2014-10
Updated requirements for Approved Lenders

Bulletin 2014-08
(Fee) Revisions to the CHDAP program

Bulletin 2014-07
Revisions to the CHDAP program

Bulletin 2014-06
New Maximum DTI Ratio

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

CalHFA Training

Onsite Training (In-Person)

TOPIC: CalHFA Lender Training

This in-person seminar will include training on all CalHFA programs, borrower and property eligibility, processing, documentation and income calculations.
Highly Recommended for*: Loan Officers, Originators, Processors, Underwriters
Useful for: Real Estate Professionals
*We will accept attendance requests from nonprofit agencies whose main focus is affordable housing.

Wednesday, November 12 9:00 AM - 1:00 PM Register for Sacramento
Thursday, November 13 9:00 AM - 1:00 PM Register for Concord


TOPIC: CalHFA Programs

Learn how to structure CalHFA's fast, easy and dependable programs with 3 new webinars:

  • Conventional Programs
    • Provide 105% financing
    • $6500 Extra Reasons to use CalPLUS Conventional
    • Affordable MI options
  • FHA Programs
    • Provide no money down financing with downpayment assistance at a zero interest rate
    • Energy Efficient Grant can get your borrower free windows
    • Now available on Manufactured Homes
  • Income Calculations
    • Eligibility vs Qualifying

CalHFA's new programs offer financing options for everyone! Learn how our fast turn times, easy forms and dependable financing can help you be the hero to your California Homebuyer!

Highly Recommended for: Loan Officers, Realtors
Useful for: Processors, Underwriters and Real Estate Professionals

Registration Link
Tuesday, Nov 4 10:00 AM - 11:00 AM  Conventional Programs
Wednesday, Nov 5 10:00 AM - 11:00 AM  FHA Programs
Thursday, Nov 6 1:00 PM - 2:00 PM  Income Calculations

TOPIC: First Mortgage General Closing and Delivery with U.S. Bank Training

The following U.S. Bank general closing and delivery training is available to all CalHFA-approved lenders through CalHFA’s master servicer, U.S. Bank. The training is available 24 hours a day, 7 days a week on U.S. Bank’s web site at Select U.S. Bank Lending Manuals, click continue, click on Housing Finance Authority, select California, select California Housing Finance Agency and then select Lender Training.
Highly Recommended for: Loan Closers and Shippers
Useful for: Processors and other mortgage professionals

U.S. Bank Training Site Link
Part 1: U.S Bank General Closing & Delivery Training
Part 2: CalHFA specific program training

TOPIC: CalHFA MCC Tax Credit Program Training

This mandatory training is available to eligible MCC participating lenders through CalHFA’s program administrator, eHousingPlus.  MCC participating lenders may sign up for training through the eHousingPlus web site at
Highly Recommended for: Loan Officers, Underwriters
Useful for: Processors and other mortgage professionals

eHousing Training Site Link
CalHFA MCC Training

back to top