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  • New one of a kind package CalPlus Conventional with Zip Extra 0 percent interest on built in down payment 3 percent of loan amount plus $6500 extra. Click for more info.
  • New, save energy and money- Cal-EEM + Grant: Additional 4% Grant for energy upgrades with a 30-year fixed EEM Mortgage.Click for more info.
  • Grade A+ Extra Credit Teacher Program: Extra financial help for staff at California's high priority schools. Click for more info.
  • Seal the deal- California Homebuyer's Downpayment Assistance Program, Down payment and closing cost help for first-time home buyers. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

View Today's Rates

IMPORTANT ANNOUNCEMENT

Our Loan Access System (LAS) will be down from 5pm today through Monday, Dec 1st for installation of a new, more modern reservation system

 

Loan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status

Updated 11/26/14

Item Detail
CalHFA First Loans

Approx First Loans in Line for Review (including any CHDAP junior loan)

3

Date Compliance Underwriters are Working

Nov 25
CHDAP Stand Alone

Approx CHDAP Stand Alone Loans in Line for Review

77

Date Compliance Underwriters are Working

Nov 19

News & Updates

Bulletin 2014-21
Returned Wire Penalty Fees

Bulletin 2014-20
Changes to the CalHFA MCC Tax Credit Program

Bulletin 2014-19
Update to Property Eligibility

Bulletin 2014-18
Revision to California Homebuyer's Downpayment Assistance Program (CHDAP) Promissory Notes

Bulletin 2014-17
Changes to CalHFA Loan Program Requirements

Bulletin 2014-16
New CalPLUS Conventional with ZIP Extra: Additional Assistance for CalHFA First-Time Homebuyers

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

CalHFA Training

Onsite Training (In-Person)

TOPIC: CalHFA Lender Training

This in-person seminar will include training on all CalHFA programs, borrower and property eligibility, processing, documentation and income calculations.
Highly Recommended for*: Loan Officers, Originators, Processors, Underwriters
Useful for: Real Estate Professionals
*We will accept attendance requests from nonprofit agencies whose main focus is affordable housing.

Date
Time
Location
Tuesday, December 9 9:00 AM - 1:00 PM Register for Riverside
Tuesday, December 16 9:00 AM - 1:00 PM Register for San Diego

Webinars

TOPIC: CalHFA Programs

Learn how to structure CalHFA's fast, easy and dependable programs with 3 new webinars:

  • Conventional Programs
    • Provide 105% financing
    • $6500 Extra Reasons to use CalPLUS Conventional
    • Affordable MI options
  • FHA Programs
    • Provide no money down financing with downpayment assistance at a zero interest rate
    • Energy Efficient Grant can get your borrower free windows
    • Now available on Manufactured Homes
  • Income Calculations
    • Eligibility vs Qualifying

CalHFA's new programs offer financing options for everyone! Learn how our fast turn times, easy forms and dependable financing can help you be the hero to your California Homebuyer!

Highly Recommended for: Loan Officers, Realtors
Useful for: Processors, Underwriters and Real Estate Professionals

Date
Time
Topic
Registration Link
Tuesday, Dec 2 10:00 AM - 11:00 AM  Conventional Programs https://attendee.gotowebinar.com/register/1177173795141233154
Wednesday, Dec 3 10:00 AM - 11:00 AM  FHA Programs https://attendee.gotowebinar.com/register/8005637982886033922
Thursday, Dec 4 10:00 AM - 11:00 AM Income Calculations https://attendee.gotowebinar.com/register/5431500942355508738

TOPIC: First Mortgage General Closing and Delivery with U.S. Bank Training

The following U.S. Bank general closing and delivery training is available to all CalHFA-approved lenders through CalHFA’s master servicer, U.S. Bank. The training is available 24 hours a day, 7 days a week on U.S. Bank’s web site at www.mrbp.usbank.com. Select U.S. Bank Lending Manuals, click continue, click on Housing Finance Authority, select California, select California Housing Finance Agency and then select Lender Training.
Highly Recommended for: Loan Closers and Shippers
Useful for: Processors and other mortgage professionals

U.S. Bank Training Site Link
Part 1: U.S Bank General Closing & Delivery Training http://www.brainshark.com/USBankMRBP/vu?pi=zGQz1254yJz4ZaHz0
Part 2: CalHFA specific program training http://www.brainshark.com/USBankMRBP/vu?pi=zGPzeD6bMz4ZaHz0

TOPIC: CalHFA MCC Tax Credit Program Training

This mandatory training is available to eligible MCC participating lenders through CalHFA’s program administrator, eHousingPlus.  MCC participating lenders may sign up for training through the eHousingPlus web site at www.ehousingplus.com/available-programs/california/california-housing-finance-agency 
Highly Recommended for: Loan Officers, Underwriters
Useful for: Processors and other mortgage professionals

eHousing Training Site Link
CalHFA MCC Training http://www.ehousingplus.com/available-programs/california/california-housing-finance-agency/

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