To participate in CalHFA Homeownership Programs, lenders are required to execute a Mortgage Purchase and Servicing Agreement. This agreement references the policies and procedures stated in the Lender Program Manual, the Servicer's Guide, Program Bulletins and announcements issued by the Agency.

Loan reservations may only be submitted to CalHFA by CalHFA-Approved Lenders who have access to the Lender Access System (LAS). For more information choose the appropriate option below.

• Direct Lender Option: I'm a direct lender and would like information on becoming a CalHFA-approved lender
• Mortgage Broker Option: I'm a mortgage broker and would like information on brokering CalHFA loans through a CalHFA-approved direct lender
• Preferred Loan Officer: I'm interested in becoming a CalHFA Preferred Loan Officer as part of the CalHFA Leads Program.

Single Loan (SL) Process

Please return all completed documents and required attachments to:

California Housing Finance Agency
Homeownership Programs – Lender Services
P.O. Box 4034
Sacramento, CA 95812

For additional information about this subject, please contact CalHFA Homeownership Programs by phone 916.324.8088 by fax 916.327.8452 or by email at homeownership@calhfa.ca.gov.