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  • Online Payments Now Available Click payment options tab

Upcoming Dates

Item Date

December

Payment
Due

Dec 1

Late
Charge Assessed

Dec 16

Office Closed

Dec 26

Last
Payment
Date

Dec 30




Online Payments
Now Available

You can now pay your first mortgage payments online. Pay Now

Loan Servicing's
Office Address:

Loan Servicing - MS 980
P.O. Box 4034
Sacramento, CA 95812-4034

CalHFA Homeowners - Payment Options

CalHFA Is Changing Its Fee Structure

For years, CalHFA has tried to minimize the fees we charge for various services that we provide. Unfortunately, as costs have risen and the volume of services being requested has increased, it has become necessary to institute new fees and to adjust some of our old fees. As an agency of the State of California, it is our fiduciary responsibility to minimize the Agency's expenses. The new fee structure will take effect November 15, 2016.

 

Wherever possible we have tried to make many of these services available through our online loan accesses and in most of those cases, since individual staff time and printing is not required, those services will continue to be free. Some of the services that will continue to be free online for first loans are Amortization Schedules, limited Loan Histories, One Time Drafts, and Current Loan Information which can sometimes be used for Verification of Mortgage requests. Loan Histories and Current Loan Information are available free on the subordinate loan site.

 

The new fee structure is available here.

 

 

First Mortgage Payment Options:

Payment Options Available:

  • CalHFA Automated Mortgage Payment (CAMP) Service
  • Online Payments
    • Using the federal banking ACH drafting system, this feature will allow you to set up electronic funds transfers from your checking or savings account to make your monthly payment. You are able to draft just a monthly payment or multiple payments over a three month period. There is no fee for this service.
    • Funds must be in your account on the day of the drafting or your financial institution may charge you with an insufficient funds fee and the drafting will reject.
  • Mail your payment (for First Mortgages only)

    Mailing Address
    CalHFA
    Loan Servicing - MS 980
    P.O. Box 4034
    Sacramento, CA 95812-4034

    Overnight Courier & Subordinate Address
    CalHFA

    Loan  Servicing - MS 980
    500 Capitol Mall, Suite 400
    Sacramento, CA 95814

  • If Certified Funds Are Required
    • Funds are considered certified if they are a money order, cashier’s check, check from a title company, or funds transmitted via Western Union Quick Collect (use city code: Housing).
    • Certified funds are required when:
      • More than two (2) checks have been returned in a 12 month period
      • A payment is received, which may include additional principal that exceeds more than three (3) times the regular monthly payment amount
      • A payoff of either the first mortgage or any subordinate loans
      • A subordinate payment is greater than $1,000

First Mortgage Payment Questions:

How do I make additional principal payments?

Can I make payments online?

How do I find payoff information on my first mortgage loan?

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Second/Subordinate Payment Options:

Payment Options Available:

  • Mail your payment

    Overnight Courier & Subordinate Address
    CalHFA
    Loan  Servicing - MS 980
    500 Capitol Mall, Suite 400
    Sacramento, CA 95814

  • If Certified Funds Are Required
    • Funds are considered certified if they are a money order, cashier’s check, check from a title company, or funds transmitted via Western Union Quick Collect (use city code: Housing).
    • Certified funds are required when:
      • More than two (2) checks have been returned in a 12 month period
      • A payment is received, which may include additional principal that exceeds more than three (3) times the regular monthly payment amount
      • A payoff of either the first mortgage or any subordinate loans
      • A subordinate payment is greater than $1,000

Subordinate Payment Questions:

How can I make additional payments?

Can I make payments online?

Can I get payment coupon or monthly statements for my subordinate loan?

How do I find payoff information on my subordinate loan?

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