2021 American Rescue Plan

Sec. 3206 of the 2021 American Rescue Plan includes a Homeowner Assistance Fund to provide mortgage assistance to struggling homeowners. These funds will be allocated and distributed by each state following the issuance of guidelines from the U.S. Treasury. Once that guidance is communicated, terms for California’s mortgage assistance program can be finalized, allowing funds to become available.

If you need immediate assistance, please reach out to your mortgage servicer, contact a HUD-certified housing counselor at 1-800-569-4287 or visit the State’s Housing Is Key (ca.gov) website to find information on the resources currently offered.

NOTE: If you don’t know the name of your mortgage servicer, check your monthly mortgage statement. Your servicer will be able to determine the assistance you are currently eligible for based on the type of your mortgage and your current circumstances.

The Housing is Key website will be updated when mortgage assistance funding becomes available, and you can also watch CalHFA’s social media accounts and sign up for Enews Announcements on our website.