- Introduction
- Other Homebuyer Programs
California Dream For All Shared Appreciation Loan
The Dream For All Shared Appreciation Loan is a down payment assistance program for first-time homebuyers to be used in conjunction with the Dream For All Conventional first mortgage for down payment and/or closing costs.
Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.
10/26/2023 - The CalHFA Board of Directors approved the second round of the Dream For All Shared Appreciation Loan Program at its October board meeting. We anticipate a release date for the program in early Spring of 2024, with official program details and announcement coming in January.
As further details are released, we will update this page.
Thanks for your interest in Dream For All.
Shared Appreciation
Shared Appreciation is a little more complex than a typical mortgage loan, so we’ve put together a few examples for you.