Buy your first home with little money out-of-pocket with CalHFA assistance programs

CalHFA has down payment and closing cost assistance, which works with CalHFA's first mortgage loans. Special programs provide additional assistance for Veterans, school employees and disaster victims.

Kid running into new home
Kid running into new home

Am I eligible?

Use this simple eligibility calculator to see if you meet CalHFA program requirements.

What should I do next?

Now, just contact a CalHFA preferred Loan Officer to ask them about getting pre-qualified for the CalHFA CalPLUS program.

Have a CalHFA Representative Contact Me.

If you'd like to talk with a CalHFA Homebuyer representative or get a referral to a CalHFA Preferred Loan Officer who can get you started on your homebuying journey, click the "contact me" button and complete the form. A representative will contact you within 2 business days.

877.9.CALHFA (877-922-5432)


The amount of down payment assistance can vary based on loan amount and program combinations.