The HARP program is available only on Fannie Mae and Freddie Mac owned loans, not California Housing Finance Agency (CalHFA) loans. Under certain conditions, HARP allows borrowers to refinance into better loan terms even though the loan amount may exceed the value of the property.
Find out if the loan qualifies for HARP refinancing by following these steps:
Those lenders who have existing CaHLIF Mortgage Insurance Master Policies, and who have agreed to this program are listed below:
Those lenders who have existing CaHLIF Mortgage Insurance Master Policies, and who have NOT YET agreed to this program are listed here.
Other CaHLIF-approved lenders will be added as they join the program.