Program Bulletins - Mortgage Insurance & Underwriting Guidelines

You can also use the list by year if you are not sure of the subject.

CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.

Program Bulletins
Bulletin # Title
#2014-03 CalHFA to Allow Manual Underwriting for FHA loans - #2014-03
#2011-18 CalHFA Mortgage Insurance Claim Paying Procedures Update - #2011-18
#2011-13 VA Loan Modifications - #2011-13
#2011-12 Conventional Loan Short Sale Mortgage Insurance Claim Filing - #2011-12
#2011-11 Foreclosure Avoidance & Loss Mitigation for CalHFA FHA, VA & USDA/RHS (Government Loans) Using Keep Your Home California Programs - #2011-11
#2011-04 Changes to CalHFA Mortgage Insurance Claim Paying Procedures - #2011-04
#2009-19 Mortgage Insurance Premium Changes: Corrected - #2009-19
#2009-13 CalHFA Condominium Requirements for Conventional Loans Updated - #2009-13
#2009-04

Mortgage Insurance Premium Changes - #2009-04

#2009-01 Update to HomeOpeners, A Mortgage Protection Program - #2009-01
#2008-38 CalHFA Conventional Loan Underwriting Guidelines Updated - #2008-38
#2008-37 Correction to Release Date and Bulletin Number on Program Bulletin #2008-36 - #2008-37
#2008-36 CalHFA Conventional Loan Underwriting Guidelines: Updated - #2008-36
#2008-29 Conventional Underwriting Guidelines Update - #2008-29
#2008-21 New Underwriting Procedures for Government Insured/Guaranteed Loans with CalHFA Subordinate Financing - #2008-21
#2008-09 CalHFA Loan Program Changes - #2008-09
#2008-06 CalHFA Conventional Loan Underwriting Guideline Update - #2008-06
#2008-04

CalHFA Condominium Requirements for Conventional Loans: Updated - #2008-04

#2008-02

Collateral Evaluation in Declining Markets - #2008-02

#2007-06 CalHFA Conventional Loan Underwriting Guideline Update - #2007-06
#2007-43 CalHFA Conventional Loan Underwriting Guidelines: Updated - #2007-43
#2007-15 New Underwriting Procedures for CHDAP and HIRAP - #2007-15
#2007-13 Updated Conventional Loan Underwriting Guidelines - #2007-13
#2006-16 CalHFA Conventional Loan Underwriting Guidelines: Updated - #2006-16
#2005-20 CalHFA Manufactured Housing Property Requirements - #2005-20
#2005-18 Condo Requirements for Conventional Loans - #2005-18
#2005-17 Conventional Underwriting Guidelines - #2005-17
#2005-10 New - HomeOpeners, A Mortgage Protection Program - #2005-10
#2005-08 Reduced Mortgage Insurance Premiums - #2005-08
#2003-34 New procedures for Conventional loan submissions - #2003-34
#2003-25 Zero Upfront Monthly Premium Payment Option for mortgage insurance - #2003-25
#2002-11 Mortgage Insurance Advance Payment Remittance requirement has been rescinded - #2002-11
#1999-11 Termination or Cancellation of Mortgage Insurance for Conventional Mortgages (The Homeowners' Protection Act of 1998) - #1999-11

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File Review Status

Updated 05/24/2019

Post-closing

News & Updates

Dates for May & June Lender Training have been posted

Program Bulletin #2019-11 - New Mailing Address on CalHFA Subordinate Deed of Trust

Program Bulletin #2019-10 - CalHFA Opens Reissuance of MCCs to any Lender

Enews announcements can be found on our Archived Page

Suspense Inquiries

For suspense items, refer to our MAS

Files in suspense status will only be reviewed once all suspense items are uploaded into MAS. Files are reviewed in date order and are given a rush review.

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Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!