CalAssist Mortgage Fund Program

In response to recent disasters around the state, Governor Newsom announced on June 5, 2025 that CalHFA will administer the CalAssist Mortgage Fund. CalHFA is using National Mortgage Settlement funds to deliver mortgage relief to families devastated by recent California disasters, providing critical breathing room for those whose homes are destroyed or severely damaged to the point they have been deemed uninhabitable – with a total of $105 million available.

Interested homeowners should sign up for CalAssist eNews Updates to stay informed.

NEW Higher Income Limits: More California Families Qualify for Mortgage Grants

The CalAssist Mortgage Fund has increased its income limits, which will allow thousands more California homeowners impacted by recent disasters to qualify for mortgage relief.

The program provides grants for three months of mortgage payments, up to $20,000 per household. Applying is free, and funds are paid directly to mortgage servicers and never have to be repaid.

Key program eligibility criteria:

Homeowners whose primary residence is destroyed or severely damaged as the result of a qualified California disaster that occurred between Jan. 1, 2023, and Jan. 8, 2025.
Applicants must meet the program’s updated income limits. County-by-county limits are available here. For example, in Los Angeles County, household incomes up to $211,050 may now be eligible.
Eligible properties include single-family homes, condos, or permanently affixed manufactured homes (up to 4 units).
Applicants must have a mortgage or a reverse mortgage.

This program is here to help families get the relief they need to rebuild and recover.

Applying is simple, free, and done entirely online. Funds are limited, so we encourage interested homeowners to apply today while funds are still available. Learn more at CalAssist Mortgage Fund.

Real Help for Californians

This program has already helped many homeowners who told us:

"It has been very difficult financially after the Eaton Fire. I am grateful to the program for providing hope and strengthening my faith that some organizations truly care."

“Knowing my mortgage was covered for three months lifted a huge weight off my shoulders. The CalAssist Mortgage Fund was a true gift, giving me hope and stability after the fire destroyed my home”.

Stories like this remind us how devastating disasters can be for families, and why supporting those in need is our top priority. Anyone affected by recent disasters is encouraged to apply.