What's New at CalHFA

  • Press Release 2015-02-12 - California Housing Finance Agency Comments on Moody's Upgrade
  • Program Bulletin #2015-01 - Streamlined Subordination Process For All CalHFA Junior Loans
  • Press Release 2015-01-26 - CalHFA Announces Details of 2015 Mortgage Credit Certificate Program
  • Press Release 2014-12-23 - California Housing Finance Agency Comments on S&P's Ratings Upgrade
  • Program Bulletin #2014-23 - Extra Credit Teacher Home Purchase Program now available with CalHFA FHA 1st Mortgage Loans
  • Program Bulletin #2014-22 - CalHFA Revised Loan Documents

  • Molly Ellis of CalHFA shows how a homebuyer can lower their down payment or lower their monthly payment by using our CalPLUS ZIP Extra program.

More "What's New >>

Hardship & Foreclosure Assistance

  • Are you experiencing financial hardship and having difficulties making your mortgage payment? Visit CalHFA's Hardship Assistance Page to view options available to you.
  • Keep Your Home California programs are designed for homeowners who are struggling to pay their mortgages.

Keep Your Home California link




  • The Home Affordable Refinance Program (HARP) is available on loans owned by Fannie Mae and Freddie Mac.  If these loans were insured by the California Housing Loan Insurance Fund they may be eligible to have existing mortgage insurance transferred to a new refinance loan.