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Loan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status

Updated 08/03/2015

Item Detail

CalHFA First Loans

Approx First Loans in Line for Review (including any CHDAP junior loan)

5

Date Compliance Reviewers are Working

July 31

CHDAP Stand Alone

Approx CHDAP Stand Alone Loans in Line for Review

154

Date Compliance Reviewers are Working

July 17

Junior Loan Subordinations

Approx Junior Loan Subordinations in Line for Review

5

Date Reviewers Are Working

July 31

News & Updates

Program Bulletin #2015-09 - Updated Sales Price Limits

Program Bulletin #2015-08 - Updated Income Limits for the Mortgage Credit Certificate (MCC) Tax Credit Program

Housing Matters Newsletter
Summer 2015, Vol 25

Bulletin 2015-07
Updated Income Limits for CalHFA FHA, CalPLUS FHA, Cal-EEM + Grant, CHDAP and ECTP

Bulletin 2015-06
Automatic 30-day extension on all expired CalHFA first mortgage loan reservations

Bulletin 2015-05
CalPLUS FHA First Mortgage Loan Now Includes ZIP Extra

Bulletin 2015-04
Fannie Mae AMDC No Longer Required For CalHFA Conventional Programs

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

Become a hero to your borrower. CalHFA presents Calplus Conventional 101. Click here to see how.

CalHFA works with dozens of partner lending institutions.

The Single Family Division provides low interest rate home financing to low to moderate income homebuyers in California, as well as down payment and closing cost assistance. This section includes program descriptions, loan forms, interest rates, income and sales price limits and more.

In addition to the information organized in the above tabs, we've also provided a page dedicated to your role in the homebuying process. Visit the page below that best describes your job function to acquire information and tools specifically for you.

News & Updates


July 20, 2015

Notice from Ed Golding, Principal Deputy Assistant Secretary for Housing and Head of the FHA, regarding HUD’s position on down payment assistance programs, like those run by State Housing Finance Agencies.

 

Direct Lenders

CalHFA works with partner lending institutions to offer low interest rate loans to low to moderate income homebuyers. Becoming a CalHFA Approved Lender may take some time, and the time is worth it, both to your bottom line and to your community. We hope you read further about the benefits of becoming a CalHFA approved lender, and what the process entails.
Visit the Direct Lender's Page >>

Loan Officers

CalHFA uses a network loan officers to help market and sell its loan products to low to moderate income homebuyers. These loan officers must work for one of our CalHFA Approved Lenders. We also administer the CalHFA Single Family Leads Program that recognizes the most knowledgeable loan officers; as well as provide marketing materials to help spread the word about the work we do. Please browse around for more information.
Visit the Loan Officer's Page >>

Brokers

Brokers who work with low to moderate income homebuyers can get access to CalHFA products through CalHFA approved lenders that wholesale CalHFA loans. Brokers may participate in our Preferred Loan Officer program, as well as use any of our marketing materials to help spread the word. 
Visit the Broker's Page >>

Realtors & Real Estate Agents

Real estate agents are often the first point of contact for people purchasing a home, and CalHFA recognizes their importance to homebuying. CalHFA has marketing materials to help your clients make an informed choice about their home loans, and is also proud of its quick turnaround times for loan processing when you have a tight deadline for closing escrow. Please look around this section for more information on how becoming familiar with CalHFA loans can help your business, even with non-first-time homebuyers.
Visit the Realtor's Page >>

Localities/Nonprofits

One of the most important benefits of using a CalHFA loan for a homebuyer is the access it provides to down payment assistance programs provided by California's local public agencies and nonprofit organizations. CalHFA is eager to form partnerships with local city and county government agencies, as they provide affordable housing inventory and down payment assistance. .
Visit the Localities/Nonprofit's Page >>

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