stop animation play animation
  • New one of a kind package- CalPlus Conventional with Zip- Zero interest down payment plus 30-year fixed conventional mortgage. Click for more info.
  • New, save energy and money- Cal-EEM + Grant: Additional 4% Grant for energy upgrades with a 30-year fixed EEM Mortgage.Click for more info.
  • Grade A+ Extra Credit Teacher Program: Extra financial help for staff at California's high priority schools. Click for more info.
  • Seal the deal- California Homebuyer's Downpayment Assistance Program, Down payment and closing cost help for first-time home buyers. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

View Today's Rates

File Review Status

Updated 10/20/14

Item Detail
CalHFA First Loans

Approx First Loans in Line for Review (including any CHDAP junior loan)

3

Date Compliance Underwriters are Working

Oct 17
CHDAP Stand Alone

Approx CHDAP Stand Alone Loans in Line for Review

41

Date Compliance Underwriters are Working

Oct 16

News & Updates

Bulletin 2014-18
Revision to California Homebuyer's Downpayment Assistance Program (CHDAP) Promissory Notes

Bulletin 2014-17
Changes to CalHFA Loan Program Requirements

Bulletin 2014-16
New CalPLUS Conventional with ZIP Extra: Additional Assistance for CalHFA First-Time Homebuyers

Bulletin 2014-15
CalHFA releases updated sales price limits

Bulletin 2014-14
CalHFA FHA First Mortgages to Allow Manufactured Homes

Bulletin 2014-11
CalHFA first mortgage programs, now helping NON-first-time homebuyers

Bulletin 2014-09
CalHFA launches NEW Conventional mortgage loans and an EEM Grant program

Bulletin 2014-10
Updated requirements for Approved Lenders

Bulletin 2014-08
(Fee) Revisions to the CHDAP program

Bulletin 2014-07
Revisions to the CHDAP program

Bulletin 2014-06
New Maximum DTI Ratio

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

Lenders/Realtors/Nonprofits

The Single Family Division provides low interest rate home financing to low to moderate income homebuyers in California, as well as down payment and closing cost assistance. This section includes program descriptions, loan forms, interest rates, income and sales price limits and more.

In addition to the information organized in the above tabs, we've also provided a page dedicated to your role in the homebuying process. Visit the page below that best describes your job function to acquire information and tools specifically for you.

Direct Lenders

CalHFA works with partner lending institutions to offer low interest rate loans to low to moderate income homebuyers.  Becoming a CalHFA Approved Lender may take some time, and the time is worth it, both to your bottom line and to your community.  We hope you read further about the benefits of becoming a CalHFA approved lender, and what the process entails.
Visit the Direct Lender's Page >>

Loan Officers

CalHFA uses a network loan officers to help market and sell its loan products to low to moderate income homebuyers.  These loan officers must work for one of our CalHFA Approved Lenders. We also administer the CalHFA Single Family Leads Program that recognizes the most knowledgeable loan officers; as well as provide marketing materials to help spread the word about the work we do.  Please browse around for more information.
Visit the Loan Officer's Page >>

Brokers

Brokers who work with low to moderate income homebuyers can get access to CalHFA products through CalHFA approved lenders that wholesale CalHFA loans. Brokers may participate in our Preferred Loan Officer program, as well as use any of our marketing materials to help spread the word. 
Visit the Broker's Page >>

Realtors & Real Estate Agents

Real estate agents are often the first point of contact for people purchasing a home, and CalHFA recognizes their importance to homebuying.  CalHFA has marketing materials to help your clients make an informed choice about their home loans, and is also proud of its quick turnaround times for loan processing when you have a tight deadline for closing escrow.  Please look around this section for more information on how becoming familiar with CalHFA loans can help your business, even with non-first-time homebuyers.
Visit the Realtor's Page >>

Localities/Nonprofits

One of the most important benefits of using a CalHFA loan for a homebuyer is the access it provides to down payment assistance programs provided by California's local public agencies and nonprofit organizations. CalHFA is eager to form partnerships with local city and county government agencies, as they provide affordable housing inventory and down payment assistance. .
Visit the Localities/Nonprofit's Page >>

back to top