The
mission of the Homeownership Division is to provide
affordable housing opportunities to low and moderate
income first-time homebuyers. This is
accomplished by offering low, fixed interest rate mortgage
products, along with down payment and closing cost
assistance.
Information on working
with CalHFA
Homeownership Program Details
Current
Interest Rates
Income
& Sales Price Limits
Program
Eligibility Information
Program Descriptions
 CalHFA
Community Stabilization Home Loan Program
Conventional
Underwriting Guidelines
Housing Proposition Information
Documentation
All
Forms
& Check Lists
Frequently Used Forms/Checklists
Loan
Submission Check List
Loan
Purchase Submission Check List
Manuals, Bulletins &
Matrixes
Program
Manual
Program
Bulletins
Loan Program Matrix
Conventional
Underwriting Matrix
Subordinate
Loan Underwriting Matrix
Lender Assistance
Contact
Information
Loan Officer Leads Program
Lender Training
Marketing
Materials
Approved
Lenders
|
Working
with lenders and other financing partners,
CalHFA’s
Mortgage Insurance division delivers mortgage insurance
programs to meet the needs of first-time homebuyers,
low and moderate income borrowers and
others who may
not qualify for traditional lending programs.
Mortgage Insurance Guidelines
Conventional
Underwriting Guidelines
Conventional
Underwriting Matrix
Subordinate Loan Underwriting Matrix
Mortgage Insurance Programs
HomeOpeners®,
A Mortgage Protection Program
HomeOpeners® FAQ
Mortgage
Insurance Application & Stacking
Mortgage Insurance
Application
Stacking Order
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