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Loan Scenario Calculator
- Now with MyHome -

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 9/19/2017
Loans in line Review Date

Compliance

56 Sept 15

Post-closing

MyHome/ZIP/ECTP

93 Sept 15

Subordinations

2 Sept 18

News & Updates

Program Bulletin #2017-10 Updated Sales Price Limits

Program Bulletin #2017-09 Updated Income Limits for all CalHFA Conventional and FHA Loan First Mortgage Programs

Program Bulletin #2017-08 Updates to Manufactured Housing Guidelines for All CalHFA FHA Loan Programs

Program Bulletin #2017-07 Escrow Holdbacks Allowed and Name Change for the Notice of Conditional Approval

Enews announcments can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Become a CalHFA Direct Lender

Benefits of being an approved lender

CalHFA works with dozens of partner lending institutions to offer low interest rate loans to low to moderate income homebuyers. Becoming a CalHFA approved lender may take some time, and the time is worth it, both to your bottom line and to your community. We hope you read further about the benefits of becoming a CalHFA approved lender, and what the process entails.

How to become a CalHFA-approved lender:

How to remain a CalHFA-approved lender:

How to become a CalHFA MCC participating lender:

How to remain a CalHFA MCC participating lender:

I am already a CalHFA-approved lender how do I also become a CalHFA MCC Participating Lender:

Please return all completed documents and required attachments to:

Electronic Submission (Preferred):

CalHFA no longer accepts applications in the form of flash drives, CDs, DVDs or non CalHFA file transfer methods. To send an application please contact lendertraining@calhfa.ca.gov and instructions for submitting an application will be emailed to you shortly.

Original application & cashier check must be sent overnight

Overnight Delivery Address:

California Housing Finance Agency
Single Family Lender Services– MS 340
500 Capitol Mall, Ste. 400
Sacramento, CA  95814

 

For additional information about this subject, please contact Sharyl Silva at 916.326.8687 or by email at LenderTraining@calhfa.ca.gov.

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