Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 4/20/2018
Loans in line Review Date

Compliance

50 Apr 18

Post-closing

MyHome/ZIP/ECTP

243 Apr 16

Subordinations

4 Apr 19

News & Updates

Program Bulletin #2018-06 - CalHFA to Purchase Loans Twice Weekly via ACH Transfer

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Become a CalHFA Direct Lender

Benefits of being an approved lender

CalHFA works with dozens of partner lending institutions to offer low interest rate loans to low to moderate income homebuyers. Becoming a CalHFA approved lender may take some time, and the time is worth it, both to your bottom line and to your community. We hope you read further about the benefits of becoming a CalHFA approved lender, and what the process entails.

How to become a CalHFA-approved lender:

How to remain a CalHFA-approved lender:

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Please return all completed documents and required attachments to:

Electronic Submission (Preferred):

CalHFA no longer accepts applications in the form of flash drives, CDs, DVDs or non CalHFA file transfer methods. To send an application please contact lendertraining@calhfa.ca.gov and instructions for submitting an application will be emailed to you shortly.

Original application & cashier check must be sent overnight

Overnight Delivery Address:

California Housing Finance Agency
Single Family Lender Services– MS 340
500 Capitol Mall, Ste. 400
Sacramento, CA  95814

 

For additional information about this subject, please contact Sharyl Silva at 916.326.8687 or by email at LenderTraining@calhfa.ca.gov.

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