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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 12/09/2016
Loans in line Review Date

Compliance

22 Dec. 8

Post-closing

MyHome/ZIP/ECTP

215 Dec 5

Subordinations

4 Dec. 7

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-24 Clarification to CalHFA's Rate Lock Extension Options

Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document

Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)

Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure

Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Mortgage Brokers

How to Process a CalHFA Loan if you are a Mortgage Broker

As a mortgage broker it is required that you work through a CalHFA-approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA-approved wholesale lenders and primary contacts who offer our products:

Data Mortgage Inc.
DBA Essex Mortgage

Shirley Endresen - Director of Wholesale Sales
email: Shirley@essexmortgage.com
phone: 714.318.9666

Land Home Financial Services, Inc.
Mark Sheridan
email: mark.sheridan@lhfs.com

Mega Capital Funding, Inc.
Greg Handy - National Production Manager EVP
phone: 818-657-2600 x214

Mortgage Management Consultants
Ken Shaw
email: ken@mmclending.com
phone: 661.949.2002

Tom Hamilton
email: tom@mmclending.com
phone: 661.949.2002

Mountain West Financial
NorCal Region – Central CA & Northern CA
Janell Howell
email: Janell.howell@mwfinc.com
phone: 916.217.8257

Los Angeles, Orange, San Diego, Kern, & Santa Barbara Counties
John Cady
email: John.cady@mwfinc.com
phone: 951.453.6442

South West Region – Riverside, San Bernardino & Imperial Counties
Shannon Kaufman
email: Shannon.kaufman@mwfinc.com
phone: 909.648.7255

OCMBC, Inc.
Serene Vernon - COO
email: svernon@lsmortgage.com
phone: 949.679.6853

Paramount Residential Mortgage Group, Inc.
Nicki Boyer
phone: 951-547-6458

Rachel Dawson
phone: 951-547-6303

Residential Bancorp
Broker Services
email: brokerservices@Bancorp.com
phone: 909.200.2020 ext 176

RMK Financial Corp DBA Majestic Home Loan
Amanda Granados
email: creditdept@mhlmtg.com
phone: 909.912.7135

 

Getting Free CalHFA Leads

If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Leah Pears at 916.326.8610.

 

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Homebuyer Education Requirement

CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for first-time homebuyers using a CalHFA program. CalHFA will accept hard or online copies of homebuyer education counseling certificates.

Who has to take this Homebuyer Education course?

Only one occupying first-time borrower on each loan transaction.

How do I take this education course?

Sales Tools & Marketing Materials

CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing.    Take a look at what we have to offer!

Visit the Sales Tools & Marketing Materials page for details.

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