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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 1/16/2018
Loans in line Review Date

Compliance

39 Jan 12

Post-closing

MyHome/ZIP/ECTP

126 Jan 11

Subordinations

6 Jan 12

News & Updates

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Mortgage Brokers

How to Process a CalHFA Loan if you are a Mortgage Broker

As a mortgage broker it is required that you work through a CalHFA approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA .approved wholesale lenders and primary contacts who offer our products:

Bay Valley Mortgage Group
Shane Park
1 Centerpointe Drive Suite 330
La Palma, CA 90623
email: shane@pacbaylending.com
phone: 714.367.5125

Data Mortgage Inc.
DBA Essex Mortgage

Shirley Endresen, Director of Wholesale Sales
email: Shirley@essexmortgage.com
phone: 714.318.9666

Land Home Financial Services, Inc.
Mark Sheridan
email: mark.sheridan@lhfs.com
phone: 800.398.0865

LoanStream Mortgage a DBA of OCMBC, Inc.
Serene Vernon, COO
email: svernon@lsmortgage.com
phone: 949.679.6853

Mountain West Financial
NorCal Region – Central CA & Northern CA
Janell Howell
email: Janell.howell@mwfinc.com
phone: 916.217.8257

Los Angeles, Orange, San Diego, Kern & Santa Barbara Counties
Niki Nevarez
email: niki.nevarez@mwfinc.com
phone: 714.464.1411

South West Region – Riverside, San Bernardino & Imperial Counties
Shannon Kaufman
email: Shannon.kaufman@mwfinc.com
phone: 909.648.7255

 

Paramount Residential Mortgage Group, Inc.
Rachel Dawson
email: rdawson@prmg.net
phone: 951.547.6303

Residential Bancorp
Broker Services
email: brokerservices@Bancorp.com
phone: 909.200.2020 ext 176

RMK Financial Corp DBA Majestic Home Loan
Amanda Granados
email: creditdept@mhlmtg.com
phone: 909.912.7135

Royal Pacific Funding Corporation
email: info@royalpacificfunding.com
phone: 949.771.0000

Getting Free CalHFA Leads

If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Leah Pears at 916.326.8610.

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Homebuyer Education Requirement

CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for first-time homebuyers using a CalHFA program. CalHFA will accept hard or online copies of homebuyer education counseling certificates.

Who has to take this Homebuyer Education course?

Only one occupying first-time borrower on each loan transaction.

How do I take this education course?

Sales Tools & Marketing Materials

CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing.    Take a look at what we have to offer!

Visit the Sales Tools & Marketing Materials page for details.

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