Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)
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News & Updates
Get to know CalHFA and our programs
Program Bulletin #2016-17 CalHFA Adds Additional Rate Lock Option
Program Bulletin #2016-16 Update to the CalHFA Mortgage Credit Certificate (MCC) Tax Credit Program Fees
Program Bulletin #2016-15 Expansion of and Updates to the Extra Credit Teacher Home Purchase Program (ECTP)
Program Bulletin #2016-14 Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program
Program Bulletin #2016-13 Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program
Did You Know?
Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!
How to Process a CalHFA Loan if you are a Mortgage Broker
As a mortgage broker it is required that you work through a CalHFA-approved wholesale lender to process a CalHFA loan. The following is a list of CalHFA-approved wholesale lenders and primary contacts who offer our products:
Data Mortgage Inc.
DBA Essex Mortgage
Shirley Endresen - Director of Wholesale Sales
Land Home Financial Services, Inc.
Mortgage Management Consultants
Mountain West Financial
NorCal Region – Central CA & Northern CA
Los Angeles, Orange, San Diego, Kern, & Santa Barbara Counties
South West Region – Riverside, San Bernardino & Imperial Counties
Serene Vernon - COO
Paramount Residential Mortgage Group, Inc.
Getting Free CalHFA Leads
If you are interested in CalHFA's Preferred Loan Officer and LEADS Program please visit the LEADS Program page or contact Leah Pears at 916.326.8610.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for first-time homebuyers using a CalHFA program. CalHFA will accept hard or online copies of homebuyer education counseling certificates.
Who has to take this Homebuyer Education course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education course?
- ONLINE: You can take eHome's eight-hour Homebuyer Education course online
- IN-PERSON: face-to-face Homebuyer Education through NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)
Sales Tools & Marketing Materials
CalHFA produces many collateral pieces to both inform California homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.