CalHFA Video Library
Get to know CalHFA and our programs by viewing these helpful videos.
We offer on demand lender training videos to keep lending agents up to speed, program videos for prospective homebuyers and interviews and media appearances.
CalHFA's Most Recent Videos:
TIP #6: Down Payment Assistance
08/2021 - Down payment assistance will save you money in the homebuying process.
TIP #5: Understanding Debt-to-Income Ratio
07/2021 - Your debt-to-income ratio is a key part of determining your ability to repay debts you owe.
TIP #4: Understanding Credit
04/2021 - Understanding your credit is important when you're trying to secure a mortgage loan with a low interest rate.
Did You Know: Fair Housing Acts
04/2021 - The Fair Housing Acts cover the National Fair Housing Act of 1968, which was an expansion of the Civil Rights Act of 1964, and the California Fair Housing Act of 1963, which is also known as the Rumford Act. Both Acts were attempts to outlaw discrimination in the sale, rental, or financing of housing based on race.
TIP #3: Find An Experienced Real Estate Professional
03/2021 - Experienced real estate agents have a wealth of knowledge and they can guide you through your homebuying journey.
Did You Know: Predatory Lending Practices
03/2021 - Predatory lending practices are unethical and illegal practices used by lenders that are unfair to the borrower.
TIP #2: Determine Affordability
03/2021 - Determining how much you can afford goes beyond the price of the home.
Did You Know: Redlining
02/2021 - Redlining was a government sanctioned form of housing discrimination where banks, insurance companies, and mortgage lenders refused to issue loans to people in areas deemed "financially risky."
TIP #1: Educate Yourself
02/2021 - The best way for Black homebuyers to prepare for the homebuying process is to get educated.
Did You Know: The Homestead Acts
02/2021 - The Homestead Act was the earliest attempt by the United States government to provide housing opportunities to its citizens.
