CalHFA's Most Recent Videos:
08/2021 - Down payment assistance will save you money in the homebuying process.
07/2021 - Your debt-to-income ratio is a key part of determining your ability to repay debts you owe.
04/2021 - Understanding your credit is important when you're trying to secure a mortgage loan with a low interest rate.
04/2021 - The Fair Housing Acts cover the National Fair Housing Act of 1968, which was an expansion of the Civil Rights Act of 1964, and the California Fair Housing Act of 1963, which is also known as the Rumford Act. Both Acts were attempts to outlaw discrimination in the sale, rental, or financing of housing based on race.
03/2021 - Experienced real estate agents have a wealth of knowledge and they can guide you through your homebuying journey.
03/2021 - Predatory lending practices are unethical and illegal practices used by lenders that are unfair to the borrower.
03/2021 - Determining how much you can afford goes beyond the price of the home.
02/2021 - Redlining was a government sanctioned form of housing discrimination where banks, insurance companies, and mortgage lenders refused to issue loans to people in areas deemed "financially risky."
02/2021 - The best way for Black homebuyers to prepare for the homebuying process is to get educated.
02/2021 - The Homestead Act was the earliest attempt by the United States government to provide housing opportunities to its citizens.