Homebuyer Program Videos

Our program videos provide insight into some of the programs that CalHFA offers.

Homebuyer Program Videos:

A Home For Leslie Ann ThumbnailA Home For Leslie Ann

Leslie Ann finds the perfect home. (03:15)

Black Homeownership Initiative Tip #6 ThumbnailTIP #6: Down Payment Assistance

08/2021 - Down payment assistance will save you money in the homebuying process.

Black Homeownership Initiative Tip #5 ThumbnailTIP #5: Understanding Debt-to-Income Ratio

07/2021 - Your debt-to-income ratio is a key part of determining your ability to repay debts you owe.

Black Homeownership Initiative Tip #4 ThumbnailTIP #4: Understanding Credit

04/2021 - Understanding your credit is important when you're trying to secure a mortgage loan with a low interest rate.

Predatory Lending Practices ThumbnailDid You Know: Fair Housing Acts

04/2021 - The Fair Housing Acts cover the National Fair Housing Act of 1968, which was an expansion of the Civil Rights Act of 1964, and the California Fair Housing Act of 1963, which is also known as the Rumford Act. Both Acts were attempts to outlaw discrimination in the sale, rental, or financing of housing based on race.

Black Homeownership Initiative Tip #3 ThumbnailTIP #3: Find An Experienced Real Estate Professional

03/2021 - Experienced real estate agents have a wealth of knowledge and they can guide you through your homebuying journey.

Predatory Lending Practices ThumbnailDid You Know: Predatory Lending Practices

03/2021 - Predatory lending practices are unethical and illegal practices used by lenders that are unfair to the borrower.

Black Homeownership Initiative Tip #2 ThumbnailTIP #2: Determine Affordability

03/2021 - Determining how much you can afford goes beyond the price of the home.

Did You Know Redlining ThumbnailDid You Know: Redlining

02/2021 - Redlining was a government sanctioned form of housing discrimination where banks, insurance companies, and mortgage lenders refused to issue loans to people in areas deemed "financially risky."

Black Homeownership Initiative Tip #1 ThumbnailTIP #1: Educate Yourself

02/2021 - The best way for Black homebuyers to prepare for the homebuying process is to get educated.

Did You Know Homestead Acts ThumbnailDid You Know: The Homestead Acts

02/2021 - The Homestead Act was the earliest attempt by the United States government to provide housing opportunities to its citizens.

A Home For The Garbutt Family ThumbnailA Home For The Garbutt Family

The Garbutt family finds the perfect home. (02:01)

A Home For The Viramontes Family ThumbnailA Home For The Viramontes Family

The Viramontes family finds a home, with the help of a great team. (03:38)