For more than 40 years, the California Housing Finance Agency (CalHFA) has supported the needs of renters and homebuyers by providing financing and programs so more low to moderate income Californians have a place to call home. Established in 1975, CalHFA was chartered as the state's affordable housing lender. The Agency's Multifamily Division finances affordable rental housing through partnerships with jurisdictions, developers and more, while its Single Family Division provides first mortgage loans and down payment assistance to first-time homebuyers. CalHFA is a completely self-supporting state agency, and its bonds are repaid by revenues generated through mortgage loans, not taxpayer dollars.
Executive Director by appointment of Governor Edmund G. Brown Jr. since August 2014. J.D. McGeorge School of Law. Previously: General Counsel at the Sacramento Housing and Redevelopment Agency (SHRA) (2009-2014); Special Assistant to California State Assembly Speaker Karen Bass (2008-2009) and California State Assembly Speaker Fabian Núñez (2005-2008); Senior Associate, Best Best and Krieger LLP (2003-2004); Agency Counsel, SHRA (1999-2003); Policy Consultant for several California State Assembly Committees including Housing and Community Development (HCD) (1995-1999); Law Clerk, Greve Clifford Wengel and Paras (1992-1995). Boards/Councils: Board of Directors for the National Council of State Housing Agencies (since 2015); BBVA Compass Bank Community Advisory Board (since 2015); Federal National Mortgage Association Affordable Housing Advisory Council (since 2015).
Chief Deputy Director since February 2015. B.A. University of California, Davis. Previously: Director of Finance at the Sacramento Housing and Redevelopment Agency (SHRA) (2007-2015); Finance Manager, SHRA (1998-2007); Senior Internal Auditor, First Union Bank-TMS (1995-1998); Inventory Control Auditor, Nissan Motor Acceptance Corp. (1994-1995); Underwriter, American Portfolio Services, Inc. (1993-1994). He earned the Certified Internal Auditor and Certified Financial Services Auditor designations in 1998, and he became a licensed real estate broker in 2006. Councils: Appointed by Governor Edmund G. Brown Jr. to the California Homeless Coordinating and Finance Council in 2017.
Director of Business and Governmental Affairs since May 2018. M.A., University of California, Los Angeles. Previously: Deputy Treasurer, State Treasurer’s Office (2017-2018); Executive Director, State Treasurer’s Office, California Debt Limit Allocation Committee (2015-2017); Principal, JLG Consulting (2013-2015); Several positions including program manager, senior housing finance analyst and management analyst, Sacramento Housing and Redevelopment Agency (2002-2013); Finance analyst at USA Properties Fund (2007), Presidential Management Fellow, U.S. Department of Housing and Urban Development (2000-2002); Public policy and planning analyst, Southern California Association of Governments (1999-2000).
Director of Homeownership since February 2018. B.A. Wesleyan University. Previously: Director of Financing, CalHFA (2012-2018); Financing Risk Manager, CalHFA (2005-2012); Vice President at a major Wall Street investment bank (2003-2004); Financing Officer, CalHFA (2002); Senior Consultant at a leading quantitative consultancy (1995-2001). He earned the Chartered Financial Analyst designation in 2007, and he earned the Financial Risk Manager designation in 2008.
Director of Multifamily Programs since September 2017. B.A., Temple University, Philadelphia. Previously: Director of Lending and Housing, Rural Community Assistance Corporation (2008-2017); Multifamily Sales and Marketing Director/Partnership Office Director, Fannie Mae (2002-2008); Senior Vice President Community Lending and Product Development, Bank of America (1994-2002); Manager, California Department of Housing and Community Development (1988-94); Project Coordinator, Self-Help Enterprises (1981-88); VISTA Volunteer, Self-Help Enterprises (1980-81).
General Counsel since July 2018. J.D. University of the Pacific, McGeorge School of Law. Previously: Assistant General Counsel (2017-2018); Attorney III, CalHFA (2007-2017); Associate Attorney, Stockdale Law Firm (2006 to 2007); Associate Broker, Realty World-Point Richmond (2002 to 2005); Attorney in Civil Litigation, McNamara, Dodge, Ney, Beatty, Slattery, Borges and Ambacher LLP (2002 to 2003).
Director of Financing since January 2018. M.B.A. Columbia University, New York. Previously: Senior Policy Advisor, US Department of the Treasury (2014-2017); Consultant, Freddie Mac & Fannie Mae (2009-2013); Managing Director, MR Beal & Company (2008-2009); Director/Senior VP, RBC Capital Markets Corporation (2006-2008); Vice President, JPMorgan Securities, Inc. (2003-2006); President, The Flood Company, Inc. (1996-2003); Senior VP, Lehman Brothers Inc. (1983-96); Assistant to the Treasurer, Municipal Assistance Corporation (1981-83).
Director of Enterprise Risk Management & Compliance since April 2017. B.A., University of California, Berkeley. Previously: Director of Multifamily Programs (July 2015 – March 2017); Acting Programs Administrator for Asset Management and Multifamily (May – June 2015); Financing Risk Manager (2013-2015); Financing Officer (2008-2013); Financing Specialist (2006-2008); Financing Associate (2004-2006); Actuarial Analyst, Watson Wyatt Worldwide (1998-2003).
Comptroller since April 2014. B.S., California State University, Sacramento. Previously: Acting Comptroller, CalHFA (2013); Deputy Comptroller, CalHFA (2009-2013); Accounting Administrator II, CalHFA (2006-2009); Accounting Administrator I (Supervisor), CalHFA (2002-2006); various accounting positions for CalHFA.
Director of Administration since August 2017. B.A., California State University, Sacramento. Previously: Consultant (2017); Director of Human Resources and Administrative Services, Pacific Municipal Consultants (2000-2016); Office Manager, Interface Engineering (1993-2000).
Chief Information Officer since July 2012. B.S., California State University, Sacramento. Previously: Acting Chief Information Officer, CalHFA (2010-2012); IT Project Manager, CalHFA (2005-2012); Various programming positions at CalHFA (1987-2005), Systems Engineer, EDS (1984-1987).
Director of Marketing since October 2016. A.S., Computer Science. Previously: Marketing Communications Manager, CalHFA (2015-2016); Website Manager/Digital Marketing Manager, CalHFA (2002-2015); Help Desk Specialist, CalHFA (2001-2002); Technical Support Manager, iMotors.com (2000-2001), Y2K Technician (Consultant), Sutter Health (1999-2000), Support Manager, Walmart (1992-1997).