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Loan Scenario Calculator
- Now with MyHome -

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 5/26/2017
Loans in line Review Date

Compliance

96 May 23

Post-closing

MyHome/ZIP/ECTP

116 May 23

Subordinations

5 May 25

News & Updates

Program Bulletin #2017-05 Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program

Video Library
Get to know CalHFA and our programs

Program Bulletin #2017-04 CalHFA Enhances Homebuyer Education

Program Bulletin #2017-03 Accessory Dwelling Unit (ADU)

Program Bulletin #2017-02 Updates to Resubordination Process For All CalHFA Subordinate Loans

Program Bulletin #2017-01 CalHFA Streamlines Lender Application and Lender Recertification

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

CalHFA Lender Manual & Program Bulletins

Lender Manual

CalHFA's Lender Program Manual is directed to mortgage professionals, such as lenders, loan officers, underwriters, brokers, escrow officers and servicers. It is intended as a guide for originating loans for purchase by CalHFA. The Manual is periodically amended and/or updated by Program Bulletins. Lender Program Manual (pdf)

The current version of the Program Manual was revised 11/2016. Please refer to the subsequent Program Bulletins for the most current information.

Program Bulletins - Current Year

CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.

Bulletin # Title
#2017-05 Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program
#2017-04 CalHFA Enhances Homebuyer Education
#2017-03 Accessory Dwelling Unit (ADU)
#2017-02 Updates to Resubordination Process For All CalHFA Subordinate Loans
#2017-01 CalHFA Streamlines Lender Application and Lender Recertification

Archived Program Bulletins, sorted by year
All Program Bulletins, sorted by subject
Archived Enews Announcements, sorted by year


Updates and changes will be announced from time to time via a Program Bulletin ("Program Bulletin" or "Program Bulletins") and Lenders should sign up for Enews announcements and monitor CalHFA’s website for specific Program Bulletin updates and changes to the Program Manual.

Whenever possible, CalHFA will provide its Lenders a five (5) business day notice via a CalHFA Program Bulletin or Enews announcement regarding program and policy changes.

Some exceptions may apply to the notification policy, such as daily interest rate announcements and changes directed by other state (e.g. State Treasurer’s Office), federal (e.g. GSEs, FHA) or private (e.g. Master Servicer and Mortgage Insurance provider) partners who have not allowed sufficient time for a 5-day notification.

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