Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)
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News & Updates
Get to know CalHFA and our programs
Program Bulletin #2016-24 Clarification to CalHFA's Rate Lock Extension Options
Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document
Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)
Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure
Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees
Program Bulletin #2016-19 Conventional High-Balance Loans Available November 1
Program Bulletin #2016-18 Updates to CalHFA Subordinate Loan Programs
Program Bulletin #2016-17 CalHFA Adds Additional Rate Lock Option
Did You Know?
Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!
CalHFA Lender Manual & Program Bulletins
CalHFA's Lender Program Manual is directed to mortgage professionals, such as lenders, loan officers, underwriters, brokers, escrow officers and servicers. It is intended as a guide for originating loans for purchase by CalHFA. The Manual is periodically amended and/or updated by Program Bulletins. Lender Program Manual (pdf)
The current version of the Program Manual was revised 11/2016. Please refer to the subsequent Program Bulletins for the most current information.
CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.
Updates and changes will be announced from time to time via a Program Bulletin ("Program Bulletin" or "Program Bulletins") and Lenders should sign up for Enews announcements and monitor CalHFA’s website for specific Program Bulletin updates and changes to the Program Manual.
Whenever possible, CalHFA will provide its Lenders a five (5) business day notice via a CalHFA Program Bulletin or Enews announcement regarding program and policy changes.
Some exceptions may apply to the notification policy, such as daily interest rate announcements and changes directed by other state (e.g. State Treasurer’s Office), federal (e.g. GSEs, FHA) or private (e.g. Master Servicer and Mortgage Insurance provider) partners who have not allowed sufficient time for a 5-day notification.