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Archived Program Handbooks, Matrices & eNews Announcements

Archived Program Handbooks | Archived Program Matrices | Archived eNews Announcements

Archived Program Handbooks

Conventional Loans

CalHFA Conventional Loans Program Handbook »

For CalHFA Conventional loans rate locked on or before 03/16/25

Government Insured Loans

CalHFA Government Loans Program Handbook »

For CalHFA Government loans rate locked on or before 03/16/25

Down Payment Assistance Programs

MyHome Assistance Program Handbook »

No archived handbook at this time

California Dream For All Shared Appreciation Loan Program »

DFA Shared Appreciation Loan Program Handbook rate locked on or before 04/07/23
DFA Shared Appreciation Loan Program FAQ rate locked on or before 04/07/23

Forgivable Equity Builder Loan Handbook »

For Forgivable Equity Builder loans rate locked on or before 07/10/22

Archived Program Matrices

Conventional Loan Programs Matrix »

Conventional Matrix For loans rate locked on or before 01/01/25
Conventional Matrix For loans rate locked on or before 03/16/25

Government Loan Programs Matrix »

Government Matrix For loans rate locked on or before 01/01/25
Government Matrix For loans rate locked on or before 03/16/25

CalHFA eNews Archive

2025 »

2025-06-16 - Program Bulletin #2025-06: Updated Income Limits

2025-05-23 - Legislative veteran Hardeman joins California Housing Finance Agency Board of Directors

2025-05-16 - Program Bulletin #2025-05: Updated 80% AMI income limits to determine Low Income eligibility

2025-05-07 - Reminder CalHFA's 2025 Partner Survey Closes May 12th

2025-05-05 - Program Bulletin #2025-04: Update to CalPLUS with ZIP

2025-04-22 - Share your insights – help inform future loan products & services!

2025-04-02 - Program Bulletin #2025-03: USDA Updated Manufactured Housing Rule

2025-03-26 - CalHFA Conventional programs are not affected by FHFA orders about SPCPs

2025-03-24 - Program Bulletin #2025-02: CalHFA Loan Assumption Policy

2025-02-18 - Program Bulletin #2025-01: New CalHFA Taxable Bond Programs

2025-01-29 - Reminder: CalHFA's down payment programs are not federally funded

2025-01-27 - Housing Matters Newsletter

2025-01-08 - Housing Matters Newsletter

2024 »

2024-12-10 - Program Bulletin #2024-10: Re-Reserve/Rate lock policy update

2024-12-06 - Program Bulletin #2024-09: Increased Loan Limits and Updated Maximum Loan Amount for CalHFA VA

2024-11-19 - Program Bulletin #2024-08: FHA Limited 203(k) Updates

2024-06-28 - CA Dream For All Vouchers Issued

2024-06-06 - Program Bulletin #2024-07:Updated Income Limits for all CalHFA First Mortgages, Dream For All, and MyHome Assistance Program

2024-05-31 - Additional Information Or Documentation Needed For Your CA Dream For All Application

2024-05-22 - CA Dream For All Application Update

2024-05-17 - CA Dream For All Application Update

2024-05-16 - Program Bulletin #2024-06: Updated 80% AMI income limits to determine Low Income eligibility

2024-05-13 - California Housing Finance Agency Wins Reporting Award for the Fifth Consecutive Year

2024-04-30 - The Dream For All Voucher Application Period Has Closed

2024-04-05 - CalHFA eNews: Dream For All - Common Questions

2024-03-27 - CalHFA Dream For All Pre-Registration Portal Opens Next Week!

2024-03-06 - CalHFA eNews: Dream For All Pre-Registration Portal

2024-03-04 - Program Bulletin #2024-04: Dream For All Pre-Registration Portal

2024-02-20 - CalHFA eNews: CalHFA Announces Dream For All Phase 2

2024-02-02 - CalHFA Lender Update: Phase II: CA Dream For All Shared Appreciation Loan Program Training Video

2024-02-01 - Program Bulletin #2024-04: Updated Subordinate Loan Documents

2024-01-18 - Program Bulletin #2024-03: CalHFA to Administer Next Round of Dream For All Shared Appreciation Loan Funding

2024-01-17 - Program Bulletin #2024-02: Updated CalHFA State Reporting Disclosure

2024-01-16 - Program Bulletin #2024-01: CalHFA Updated Lender Manual

2023 »

2023-12-28 - Program Bulletin #2023-14: CalHFA ADU Grant Program Update

2023-12-19 - Program Bulletin #2023-13: Increased Loan Limits and Updated Maximum Loan Amount for CalHFA VA

2023-11-27 - Program Bulletin #2023-12: CalHFA allocated additional funding for the CalHFA ADU Grant Program

2023-11-09 - Program Bulletin #2023-11: Change in Extension Fees on CalHFA’s First Mortgage Loan Products

2023-10-27 - Press Release: California Housing Finance Agency Director Elected to National Board; Agency Earns Two Awards

2023-10-26 - eNews: CalHFA Board of Directors Approves Next Rounds of ADU and Dream For All programs

2023-10-13 - eNews: CalHFA's October Update With Eric Johnson

2023-08-15 - Press Release: CalHFA helped create housing opportunities for more than 13,000 Californians last fiscal year

2023-07-26 - eNews: Grand Opening for Mosaic on Mission

2023-07-18 - eNews: California Dream For All Shared Appreciation Loan Program Update

2023-07-14 - Program Bulletin #2023-09: Updated CalHFA State Reporting Disclosure

2023-07-13 - Program Bulletin #2023-08: Updated ZIP Interest Rate Acknowledgment Form

2023-06-29 - eNews: California Dream For All Shared Appreciation Loan Program Update

2023-06-29 - eNews: Accessory Dwelling Units Update

2023-06-27 - Program Bulletin #2023-07: Updated Income Limits for all CalHFA First Mortgages and MyHome Assistance Program

2023-06-07 - Program Bulletin #2023-06: Updated 80% AMI income limits to determine Low Income eligibility

2023-05-26 - Press Release: Chris Shultz to be California Housing Finance Agency's new Chief Deputy Director

2023-05-17 - Program Bulletin #2023-05

2023-05-02 - eNews: CalHFA Compliance Review Turn Times

2023-04-19 - eNews: Counseling appointment delays with eHome America homebuyer education

2023-04-12 - Program Bulletin #2023-04

2023-04-07 - eNews: Funds for the California Dream For All Shared Appreciation Loan program have been reserved as of 04/07/2023

2023-04-06 - Program Bulletin #2023-03

2023-04-05 - eNews: No Temporary Buydowns in CA Dream For All Shared Appreciation Loan Program

2023-03-30 - eNews: CalHFA Fills Director of Homeownership Position

2023-03-29 - eNews: Replies to Calls and Messages May Take Longer Than Usual

2023-03-27 - eNews: The California Dream For All Shared Appreciation Loan Is Now Available

2023-03-06 - Program Bulletin #2023-02

2023-02-22 - eNews: ADU Grant Portal Will Open March 1, 2023 at 9 a.m

2023-02-13 - eNews: ADU Grant Program Pipeline Review

2023-02-07 - Program Bulletin #2023-01

2023-02-06 - The CalHFA website will be unavailable on Friday, February 10 starting at 7 pm PST

2022 »

2022-12-20 - Program Bulletin #2022-13

2022-12-15 - CalHFA eNews: A Home for Leslie Ann - Homebuyers

2022-12-15 - CalHFA eNews: A Home for Leslie Ann

2022-12-05 - Program Bulletin #2022-12

2022-12-02 - Change of Subscription Service

2022-12-01 - CalHFA subordinate loan program guideline reminders

2022-11-28 - Program Bulletin #2022-11

2022-11-21 - Pro gram Bulletin #2022-10

2022-11-08 - CalHFA ADU Grant Program Update

2022-11-01 - Forgivable Equity Builder Loan Program Update

2022-10-27 - Tyrone Williams to join California Housing Finance Agency Board of Directors

2022-10-19 - Buydowns – Permanent & Temporary

2022-10-18 - Updated ADU Grant Term Sheet

2022-10-17 - CalHFA Subordinate Program Guidelines

2022-07-14 - eNews - CalHFA expands partnerships for the ADU Grant Program

2022-07-12 - eNews - CalHFA Celebrates Helping Thousands of California Homebuyers

2022-06-30 - eNews: Program Bulletin #2022-09

2022-06-24 - eNews: CalHFA has aligned with Fannie Mae’s Selling Notice

2022-06-06 - eNews: Program Bulletin #2022-08

2022-06-06 - eNews: Program Bulletin #2022-07

2022-06-01 - eNews: Program Bulletin #2022-06

2022-05-02 - eNews: Tiena Johnson Hall confirmed

2022-04-07 - eNews: State Announces Two Programs for Current or Future California Homeowners

2022-03-22 - eNews: CalHFA eNews: Mortgage Relief Toolkit can help increase program awareness

2022-03-17 - eNews: CalHFA eNews: Program Bulletin #2022-05

2022-03-16 - eNews: CalHFA eNews: Program Bulletin #2022-04

2022-02-14 - eNews: CalHFA eNews: Program Bulletin #2022-03

2022-01-19 - eNews: CalHFA eNews: Program Bulletin #2022-02

2022-01-18 - eNews: CalHFA eNews: Program Bulletin #2022-01

2021 »

2021-12-07 - eNews: Program Bulletin #2021-10

2021-11-15 - eNews: Program Bulletin #2021-09

2021-10-11 - eNews: Program Bulletin #2021-08

2021-10-04 - eNews: Program Update - CalHFA is removing the five acres maximum lot size requirement

2021-08-16 - eNews: Program Bulletin #2021-07

2021-08-09 - eNews: Program Bulletin #2021-06

2021-07-20 - eNews: Tiena Johnson Hall is California Housing Finance Agency’s New Executive Director

2021-07-13 - eNews: CalHFA Helps More Than 7,600 Californians Become Homeowners

2021-05-28 - eNews: NMS Counseling Program first quarter results posted

2021-05-26 - eNews: Save The Date For CalHFA Lender In-person Training

2021-05-20 - eNews: CalHFA Updated Loan Submission Checklist

2021-05-10 - eNews: Program Bulletin #2021-05

2021-05-03 - eNews: Program Bulletin #2021-04

2021-04-20 - eNews: Program Bulletin #2021-03

2021-02-26 - eNews: California Housing Finance Agency Executive Director Boatman Patterson tapped by Biden Administration

2021-02-01 - eNews: Program Bulletin #2021-02

2021-01-25 - eNews: Program Bulletin #2021-01

2021-01-05 - eNews: CalHFA Homebuyer Education Requirement Update

2020 »

2020-12-21 - eNews: Program Bulletin #2020-11

2020-12-17 - eNews: CalHFA kicks off National Mortgage Settlement Counseling Program

2020-12-11 - eNews: CalHFA ADU pilot program sees first unit begin construction

2020-10-26 - CalHFA eNews: Program Bulletin #2020-10

2020-08-26 eNews: Lakeview Disaster Guide

2020-08-24 eNews: Resources for Fire Victims

2020-07-27 - CalHFA eNews: Program Bulletin #2020-09

2020-06-11 - eNews: CalHFA's June At-Home Update With Molly Ellis

2020-06-01 - eNews: CalHFA Is Conducting Business During Protests

2020-05-26 - eNews: CalHFA At Home with Molly Ellis

2020-05-19 - CalHFA eNews: Program Bulletin #2020-08

2020-05-11 - CalHFA eNews: REMINDER - ZIP Closing Cost Assistance Funds Can Only Be Used for Closing Costs

2020-05-04 - CalHFA eNews: Program Bulletin #2020-07

2020-04-29 - CalHFA eNews: Last Day To Lock In 45% DTI Ratios Is Thursday, April 30

2020-04-22 - eNews: Reminder - Change in DTI on CalHFA’s First Mortgage Loan Products Goes into Effect May 1, 2020

2020-04-18 - CalHFA eNews: Weekend check-in with Molly Ellis

2020-04-16 - CalHFA eNews: Program Bulletin #2020-06

2020-04-01 - eNews: CalHFA is Open for Business

2020-03-30 - CalHFA eNews: Lakeview Announcement C2020-08

2020-03-27 - CalHFA eNews: Lakeview Announcement C2020-07

2020-03-26 - CalHFA eNews: Program Bulletin #2020-05

2020-03-24 - CalHFA eNews: Program Bulletins #2020-03 & #2020-04

2020-02-28 - CalHFA eNews: New and Improved Program Handbooks and Training Videos to Go Live March 2

2020-02-10 - CalHFA eNews: Program Bulletin #2020-02

2020-02-04 - CalHFA eNews: Program Bulletin #2020-01

2020-01-06 - eNews Reminder: Change in Extension Fees on CalHFA's First Mortgage Loan Products went into effect January 1, 2020

2019 »

2018 »

2018-12-17 - CalHFA eNews - Updated Loan and Sales Price Limits
2018-11-15 - CalHFA eNews - CalHFA and the California Wildfires
2018-10-22 - CalHFA eNews - New Mortgage Purchase Master Agreement
2018-10-05 - CalHFA eNews - CalHFA Single Family Lending Interest Rates
2018-10-01 - CalHFA eNews - Additional Requirements to Resubordinate All CalHFA Subordinate Loans
2018-08-10 - CalHFA eNews - CalHFA Video Update August 2018
2018-08-07 - CalHFA eNews - CalHFA's non-FTHB Exception Includes Newest Disaster Declaration in Shasta County
2018-07-31 - CalHFA eNews - CalHFA's New Website will Debut Soon
2018-07-30 - CalHFA eNews - CalHFA August Updates - Program Bulletins 2018-14/15/16
2018-07-20 - CalHFA eNews - New CalHFA Website Will Debut in August
2018-07-02 - CalHFA eNews - Reduce Compliance Review Turn Times
2018-06-25 - CalHFA eNews - CalHFA Simplifies the Reserving and Locking of Single Family Loans

2018-06-18 - CalHFA eNews - CalHFA June Updates - Program Bulletins 2018-11/12/13
2018-06-14 - CalHFA eNews - CalHFA Unveils Major Enhancement to its Loan Scenario Calculator
2018-06-05 - CalHFA eNews - CalHFA to Offer Purchase Assistance to Borrowers affected by Natural Disasters in California
2018-06-04 - CalHFA eNews - Updated Sales Price Limits for both CalHFA's Loan Programs and MCC Program
2018-05-22 - CalHFA eNews - CalHFA is Experiencing Very High Suspense Levels for Purchase Files
2018-05-21 - CalHFA eNews - 90-Day Rate Lock Option Eliminated
2018-05-18 - CalHFA eNews - Jeree Glasser-Hedrick is CalHFA's New Director of Business and Governmental Affairs
2018-05-09 - CalHFA eNews - New Genworth MI Rates Effective May 7, 2018
2018-05-01 - CalHFA eNews - Elimination of APN Restriction
2018-04-16 - Reminder: Use Most Updated CalHFA Loan Submission Checklist
2018-04-05 - What online course does CalHFA accept for Homebuyer Education and Counseling?
2018-04-03 - CalHFA to Purchase Loans Twice Weekly via ACH Transfer
2018-04-03 - Streamlined Suspense Process for Compliance Files in MAS
2018-03-26 - Reminder: ZIP Loans Can Only be Used for Closing Costs
2018-02-16 - Lakeview to Apply Price Adjustment to Aged Loans
2018-02-02 - Update on CalHFA's MCC Program
2018-02-01 - CalHFA Video Update February 2018
2018-02-01 - New One Page Borrower's Affidavit
2018-01-31 - CalHFA eNews - Clarification On Recent Leasehold Estate Properties
2018-01-16 - CalHFA eNews - Updated and Simplified Income Limits
2018-01-08 - CalHFA eNews - Leasehold Estates and Community Land Trusts
2018-01-04 - CalHFA eNews - Updates to CalHFA Conventional & FHA Programs
2018-01-04 - CalHFA eNews - New School Program

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Loan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.

News & Updates

Dates for November & December Lender Training have been posted

Latest Bulletins

Program Bulletin #2025-09 - Updated CalHFA Borrower Affidavit and Certification

Program Bulletin #2025-08 - New CalHFA Refinance Programs

Program Bulletin #2025-07 - Update to Rate Lock Policy

Latest eNews Announcements

Enews 09/25/2025 - California Housing Finance Agency celebrates its 50th anniversary

Enews 09/19/2025 - CalHFA welcomes Tony Sertich as its new Executive Director

Enews 08/18/2025 - CalHFA helps thousands of Californians find a home

eNews announcements can be found on our Archived Page