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Archived Program Handbooks

Conventional Loans

CalHFA Conventional Loans Program Handbook >>

For CalHFA Conventional loans rate locked on or before 11/01/20
For CalHFA Conventional loans rate locked on or before 05/31/20
For CalHFA Conventional loans rate locked on or before 04/30/20

CalHFA Conventional Loan Program Handbook >>

For CalHFA Conventional loans rate locked on or before 03/02/20
For CalHFA Conventional loans rate locked on or before 12/31/19

CalPLUS Conventional Loan Program Handbook >>

For CalPLUS Conventional loans rate locked on or before 03/02/20
For CalPLUS Conventional loans rate locked on or before 12/31/19

Government Insured Loans

CalHFA Government Loans Program Handbook >>

For CalHFA Government loans rate locked on or before 11/01/20
For CalHFA Government loans rate locked on or before 05/31/20
For CalHFA Government loans rate locked on or before 04/30/20

CalHFA FHA Loan Program Handbook >>

For CalHFA FHA loans rate locked on or before 03/02/20
For CalHFA FHA loans rate locked on or before 12/31/19

CalPLUS FHA Loan Program Handbook >>

For CalPLUS FHA loans rate locked on or before 03/02/20
For CalPLUS FHA loans rate locked on or before 12/31/19

CalHFA VA Loan Program Handbook >>

For CalHFA VA loans rate locked on or before 03/02/20
For CalHFA VA loans rate locked on or before 12/31/19

CalHFA USDA Loan Program Handbook >>

For CalHFA USDA loans rate locked on or before 03/02/20
For CalHFA USDA loans rate locked on or before 12/31/19

Cal-EEM + Grant Program Handbook >>

For CalHFA CalEEM loans rate locked on or before 03/02/20

Down Payment Assistance Programs

MyHome Assistance Program Handbook >>

For MyHome loans rate locked on or before 05/31/20
For MyHome loans rate locked on or before 03/02/20
For MyHome loans rate locked on or before 12/15/19

School Teacher and Employee Assistance Program (School Program) Handbook >>

For School loans rate locked on or before 03/02/20

Archived Program Matrices

Conventional Loan Programs Matrix >>

Conventional Matrix For loans rate locked on or before 11/01/20
Conventional Matrix For loans rate locked on or before 04/30/20
Conventional Matrix For loans rate locked on or before 03/02/20
Conventional Matrix For loans rate locked on or before 12/31/19
Conventional Matrix For loans rate locked on or before 12/15/19

Government Loan Programs Matrix >>

Government Matrix For loans rate locked on or before 11/01/20
Government Matrix For loans rate locked on or before 04/30/20
Government Matrix For loans rate locked on or before 03/02/20
Government Matrix For loans rate locked on or before 12/31/19
Government Matrix For loans rate locked on or before 12/15/19

Archived Sales Price Limits

Sales Price Limits

Archived Sales Price Limits >>

CalHFA Sales Price Limits - For loans rate locked on or before 12/31/19

Archived Enews Announcements

2021 »

2021-01-05 - Enews: CalHFA Homebuyer Education Requirement Update

2020 »

2020-12-21 - Enews: Program Bulletin #2020-11

2020-12-17 - Enews: CalHFA kicks off National Mortgage Settlement Counseling Program

2020-12-11 - Enews: CalHFA ADU pilot program sees first unit begin construction

2020-10-26 - CalHFA Enews: Program Bulletin #2020-10

2020-08-26 Enews: Lakeview Disaster Guide

2020-08-24 Enews: Resources for Fire Victims

2020-07-27 - CalHFA Enews: Program Bulletin #2020-09

2020-06-11 - Enews: CalHFA's June At-Home Update With Molly Ellis

2020-06-01 - Enews: CalHFA Is Conducting Business During Protests

2020-05-26 - Enews: CalHFA At Home with Molly Ellis

2020-05-19 - CalHFA Enews: Program Bulletin #2020-08

2020-05-11 - CalHFA Enews: REMINDER - ZIP Closing Cost Assistance Funds Can Only Be Used for Closing Costs

2020-05-04 - CalHFA Enews: Program Bulletin #2020-07

2020-04-29 - CalHFA Enews: Last Day To Lock In 45% DTI Ratios Is Thursday, April 30

2020-04-22 - Enews: Reminder - Change in DTI on CalHFA’s First Mortgage Loan Products Goes into Effect May 1, 2020

2020-04-18 - CalHFA Enews: Weekend check-in with Molly Ellis

2020-04-16 - CalHFA Enews: Program Bulletin #2020-06

2020-04-01 - Enews: CalHFA is Open for Business

2020-03-30 - CalHFA Enews: Lakeview Announcement C2020-08

2020-03-27 - CalHFA Enews: Lakeview Announcement C2020-07

2020-03-26 - CalHFA Enews: Program Bulletin #2020-05

2020-03-24 - CalHFA Enews: Program Bulletins #2020-03 & #2020-04

2020-02-28 - CalHFA Enews: New and Improved Program Handbooks and Training Videos to Go Live March 2

2020-02-10 - CalHFA Enews: Program Bulletin #2020-02

2020-02-04 - CalHFA Enews: Program Bulletin #2020-01

2020-01-06 - Enews Reminder: Change in Extension Fees on CalHFA's First Mortgage Loan Products went into effect January 1, 2020

2019 »

2018 »

2018-12-17 - CalHFA Enews - Updated Loan and Sales Price Limits
2018-11-15 - CalHFA Enews - CalHFA and the California Wildfires
2018-10-22 - CalHFA Enews - New Mortgage Purchase Master Agreement
2018-10-05 - CalHFA Enews - CalHFA Single Family Lending Interest Rates
2018-10-01 - CalHFA Enews - Additional Requirements to Resubordinate All CalHFA Subordinate Loans
2018-08-10 - CalHFA Enews - CalHFA Video Update August 2018
2018-08-07 - CalHFA Enews - CalHFA's non-FTHB Exception Includes Newest Disaster Declaration in Shasta County
2018-07-31 - CalHFA Enews - CalHFA's New Website will Debut Soon
2018-07-30 - CalHFA Enews - CalHFA August Updates - Program Bulletins 2018-14/15/16
2018-07-20 - CalHFA Enews - New CalHFA Website Will Debut in August
2018-07-02 - CalHFA Enews - Reduce Compliance Review Turn Times
2018-06-25 - CalHFA Enews - CalHFA Simplifies the Reserving and Locking of Single Family Loans

2018-06-18 - CalHFA Enews - CalHFA June Updates - Program Bulletins 2018-11/12/13
2018-06-14 - CalHFA Enews - CalHFA Unveils Major Enhancement to its Loan Scenario Calculator
2018-06-05 - CalHFA Enews - CalHFA to Offer Purchase Assistance to Borrowers affected by Natural Disasters in California
2018-06-04 - CalHFA Enews - Updated Sales Price Limits for both CalHFA's Loan Programs and MCC Program
2018-05-22 - CalHFA Enews - CalHFA is Experiencing Very High Suspense Levels for Purchase Files
2018-05-21 - CalHFA Enews - 90-Day Rate Lock Option Eliminated
2018-05-18 - CalHFA Enews - Jeree Glasser-Hedrick is CalHFA's New Director of Business and Governmental Affairs
2018-05-09 - CalHFA Enews - New Genworth MI Rates Effective May 7, 2018
2018-05-01 - CalHFA Enews - Elimination of APN Restriction
2018-04-16 - Reminder: Use Most Updated CalHFA Loan Submission Checklist
2018-04-05 - What online course does CalHFA accept for Homebuyer Education and Counseling?
2018-04-03 - CalHFA to Purchase Loans Twice Weekly via ACH Transfer
2018-04-03 - Streamlined Suspense Process for Compliance Files in MAS
2018-03-26 - Reminder: ZIP Loans Can Only be Used for Closing Costs
2018-02-16 - Lakeview to Apply Price Adjustment to Aged Loans
2018-02-02 - Update on CalHFA's MCC Program
2018-02-01 - CalHFA Video Update February 2018
2018-02-01 - New One Page Borrower's Affidavit
2018-01-31 - CalHFA Enews - Clarification On Recent Leasehold Estate Properties
2018-01-16 - CalHFA Enews - Updated and Simplified Income Limits
2018-01-08 - CalHFA Enews - Leasehold Estates and Community Land Trusts
2018-01-04 - CalHFA Enews - Updates to CalHFA Conventional & FHA Programs
2018-01-04 - CalHFA Enews - New School Program

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Today's Rates

Loan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.

News & Updates

Latest Bulletins

Program Bulletin #2020-11 - Increased Conventional and Government Loan Limits Effective January 1, 2021

Program Bulletin #2020-10 - Maximum Debt-to-Income Ratio for All Borrowers Increasing to 45%

Program Bulletin #2020-09 - MyHome Interest Rate Decreases to 2.00%

Latest Enews Announcements

Enews 01/05/21: CalHFA Homebuyer Education Requirement Update

Enews 12/21/20: Program Bulletin #2020-11

Enews 12/17/20: CalHFA kicks off National Mortgage Settlement Counseling Program

Enews announcements can be found on our Archived Page

Archived Program Handbooks, Matrices & Summaries