Loan Scenario Calculator

Use this calculator to compare CalHFA loans. This tool is intended for loan officers and lending partners. If you are a homebuyer, please have your loan officer walk through this with you. This tool is for estimation purposes only. Final loan figures may be different.


FNMA AMI Lookup tool.

Include All Title/Escrow/Lender Fees, Prepaids, etc.


Note: ZIP funds can only be applied to closing costs


Note: ZIP funds can only be applied to closing costs


Note: ZIP funds can only be applied to closing costs

Calculation Results:




Program Name


Base First Loan Amount


Upfront FHA/MI Premium/VA Funding Fee


High Balance Fee





Total First Loan Amount


Total Downpayment Requirement


My Home/Equity Builder Loan Amount


Minimum Needed to Meet Downpayment Requirement


ZIP Loan Amount


ZIP Loan Amount Applying To Closing Cost


ZIP Loan Amount Applying to Principal Reduction


Total Financing From CalHFA





Loan LTV


Loan CLTV


Borrower Estimated Contribution



Includes Minimum Down Payment Requirement Above



Monthly P&I Payment


Estimated Monthly Property Taxes


Estimated Monthly Hazard Insurance Payments


Estimated Monthly Mortgage Insurance Premium


Total Estimated Monthly Payments