Video Library Information for all Loan Programs, Submission & Lender Program Manual
Conventional Loans | Government Loans | Down Payment Assistance Programs | Special Programs | Loan Submission | Lender Program Manual | Refinance
CalHFA has organized its program information into convenient handbooks for easy reference. All the information for a given program—from qualifying criteria to forms & docs—is collected in one easy place. You can print them out for desktop reference, or browse and search them online in PDF format. Get familiar with their layout, and you'll be a CalHFA program whiz in no time.
Conventional Loans
Conventional Loans Program With MyAccess information and guidelines.
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Government Loans
CalHFA FHA, USDA and VA loans program With MyAccess information and guidelines.
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Down Payment Assistance Programs
CalHFA down payment and closing cost assistance programs help first-time homebuyers get equitable access to homeownership.
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MyHome Assistance Program
The Dream For All application window is now closed for new applications. If you have already applied and are currently on the DFA voucher waitlist, please access the Voucher Portal to view your waitlist status and keep an eye on the email account you used to apply.
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Special Programs
Help existing homeowners pay for an Accessory Dwelling Unit.
All funds for the Accessory Dwelling Unit Grant program were fully reserved as of 12/28/2023. We are keeping grant program information available to help borrowers and lenders as they continue to process grants in their pipeline.
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Loan Submission Handbook
Both Pre-Closing Submission and Post-Closing Loan Delivery and Purchase processes in one easy handbook
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Lender Program Manual
CalHFA's Lender Program Manual is directed to mortgage professionals, such as lenders, loan officers, underwriters, brokers, escrow officers and servicers. It is intended as a guide for originating loans for purchase by CalHFA. The Manual is periodically amended and/or updated by Program Bulletins.
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Updates and changes will be announced from time to time via a Program Bulletin ("Program Bulletin" or "Program Bulletins") and Lenders should sign up for eNews announcements and monitor CalHFA’s website for specific Program Bulletin updates and changes to the Program Manual.
Whenever possible, CalHFA will provide its Lenders a five (5) business day notice via a CalHFA Program Bulletin or eNews announcement regarding program and policy changes.
Some exceptions may apply to the notification policy, such as daily interest rate announcements and changes directed by other state (e.g. State Treasurer’s Office), federal (e.g. GSEs, FHA) or private (e.g. Master Servicer and Mortgage Insurance provider) partners who have not allowed sufficient time for a 5-day notification.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Dates for May Lender Training have been posted
Latest Bulletins
Program Bulletin #2025-05 - Updated 80% AMI income limits to determine Low Income eligibility
Program Bulletin #2025-04 - Update to CalPLUS with ZIP
Program Bulletin #2025-03 - USDA Updated Manufactured Housing Rule
Latest eNews Announcements
Enews 03/26/2025 - CalHFA Conventional programs are not affected by FHFA orders about SPCPs
Enews 01/29/2025 - Reminder: CalHFA's down payment programs are not federally funded
Enews 01/27/2025 - Housing Matters Newsletter
eNews announcements can be found on our Archived Page
