CalHFA Lender Manual & Program Bulletins
Lender Manual
CalHFA's Lender Program Manual is directed to mortgage professionals, such as lenders, loan officers, underwriters, brokers, escrow officers and servicers. It is intended as a guide for originating loans for purchase by CalHFA. The Manual is periodically amended and/or updated by Program Bulletins. Lender Program Manual (pdf)
The current version of the Program Manual was revised 08/2017. Please refer to the subsequent Program Bulletins for the most current information.
Program Bulletins - Current Year
CalHFA Program Bulletins are addendums to the Lender Program Manual and important communication tools to our lending partners. These bulletins are provided in Adobe PDF format and require Adobe Reader to open and view them.
Archived Program Bulletins, sorted by year
All Program Bulletins, sorted by subject
Archived Enews Announcements, sorted by year
Updates and changes will be announced from time to time via a Program Bulletin ("Program Bulletin" or "Program Bulletins") and Lenders should sign up for Enews announcements and monitor CalHFA’s website for specific Program Bulletin updates and changes to the Program Manual.
Whenever possible, CalHFA will provide its Lenders a five (5) business day notice via a CalHFA Program Bulletin or Enews announcement regarding program and policy changes.
Some exceptions may apply to the notification policy, such as daily interest rate announcements and changes directed by other state (e.g. State Treasurer’s Office), federal (e.g. GSEs, FHA) or private (e.g. Master Servicer and Mortgage Insurance provider) partners who have not allowed sufficient time for a 5-day notification.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
File Review Status
Updated 02/19/2019| Loans in line | Review Date | |
|---|---|---|
Compliance |
15 | Feb. 19 |
In Suspense |
3 | Feb. 19 |
Post-closing
| Loans in line | Review Date | |
|---|---|---|
MyHome/ |
0 | Feb. 19 |
In Suspense |
0 | Feb. 19 |
News & Updates
Dates for March Lender Training have been posted
Program Bulletin #2019-08 - Lower Interest Rates for Conventional Loans with no Subordinates
Program Bulletin #2019-07 - CalHFA to Add a 2% ZIP Option and Eliminate the 4% ZIP Option
Program Bulletin #2019-06 - CalHFA to Offer Lower Interest Rates on Conventional First Mortgages for Certain Eligible Borrowers
Program Bulletin #2019-05 - New Borrower's Affidavit and New Restriction on Non-Occupant Co-Signors
Program Bulletin #2019-04 - New Interest Rate for the MyHome and School Program
Program Bulletin #2019-03 - One Promissory Note and One Deed of Trust for All CalHFA Subordinate Loans
Enews announcements can be found on our Archived Page
For suspense items, refer to our MAS
Files in suspense status will only be reviewed once all suspense items are uploaded into MAS. Files are reviewed in date order and are given a rush review.
Tips for Doc Draw & Closing:
