MAS Login
Today's Rates

Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 4/20/2018
Loans in line Review Date

Compliance
50 Apr 18

Post-closing

MyHome/ZIP/ECTP
243 Apr 16

Subordinations
4 Apr 19

News & Updates

Program Bulletin #2018-06 - CalHFA to Purchase Loans Twice Weekly via ACH Transfer

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

stop animation play animation
  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
Ask Us Link to CalHFA FAQ's

Tools | Forms

Tools, Affidavits & Docs

Tools

Here you can find all the information you need to get through the nuts and bolts of processing a CalHFA loan. Eligibility requirements, checklists, the CalHFA Program Manual; they're all here. Although, if you know what CalHFA program you'll be processing, you can find everything you need specifically for that program in its program handbook.

Program Compliance Tools

Income & Sales Price Limits
Federally Designated Targeted Areas
High Cost Areas
Citizenship Requirement Checklist
Program Manual
Loan Scenario Calculator
(Best viewed in IE9 or higher, Chrome,
Firefox or Safari)

Lender Participation & Outreach

Find a Preferred Loan Officer
Search all Lenders
Marketing Materials (printable flyers)
Wire Transfer Authorization Form
ACH Authorization Form

TRID Documents

Sample CD
Sample TIL
CalHFA TRID FAQs

Processing Tools

MAS

 

Loan Flowchart

 

Program Matrixes

 

Loan Checklists

Affidavits & Forms

For First Mortgage Loans

Government Loans Conventional Loans
For Subordinate Mortgage Loans
For Other Programs

Docs

CalHFA loans require six extra pieces of paper to be signed, above and beyond a typical home loan. All those pieces of paper are here, in addition to the forms you'll need as a loan officer or broker to move a CalHFA loan—first or subordinate—along from initial signatures to the final close of escrow.

CALHFA MERS DOCUMENTS
Government Loan Combinations Conventional Loan Combinations