Income Limits for CalHFA Home Buying
CalHFA assists low and moderate-income homebuyers in the realization of their goal of homeownership in California. CalHFA offers low interest rates to homebuyers who meet the income for the County in which they wish to purchase. Borrowers are to contact an approved CalHFA Lender for complete program details.
CalHFA's income limits cannot exceed certain federal maximum limits. In order to reach certain policy goals, CalHFA may set income limits below the federal limits.
CalHFA offers low interest rates for low to moderate income first time homebuyers in California.
Income limits may be different for each program. Please choose the program limits you need from the list below:
CalHFA Income Limits
Low Income (LI) Income LimitsFor Conventional and Forgivable Equity Builder Loan programs only
Maximum Federal Income LimitsFor use in calculating Recapture and Loan Assumptions
As defined in Program Bulletin 2020-07, effective June 1, 2020, CalHFA no longer has sales price limits on eligible properties. CalHFA income limits must continue to be met for all eligible CalHFA borrowers as well as the loan limits for each county per first loan program’s guidelines.
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Dates for June Lender Training have been posted
Program Bulletin #2022-05 - CalHFA ADU Grant Program Updates
Program Bulletin #2022-04 - CalHFA Announces Forgivable Equity Builder Loan
Program Bulletin #2022-03 - Elimination of the Cap on MyHome Assistance Program
Latest Enews Announcements
Enews 03/17/22: Program Bulletin #2022-05
Enews 03/16/22: Program Bulletin #2022-04
Enews 02/08/22: CalHFA welcomes new Board Member Cervantes
Enews 01/19/22: Updated Minimum Credit Score Requirements for All Borrowers
Enews announcements can be found on our Archived Page