Major Disaster Declarations in California and CalHFA Single Family Loan Programs

The Federal Emergency Management Agency (FEMA) periodically declares Major Disasters in California on their website with the mission of helping people, before, during and after disasters.

How are CalHFA Single Family Loan Programs designed to help?

CalHFA will waive its first-time homebuyer requirement as detailed in its Program Bulletin 2018-10 on any of its Single Family loan programs for borrowers impacted by a disaster in California that has been declared a Major Disaster by FEMA.

Those borrowers whose owner-occupied home was destroyed or declared uninhabitable may apply for CalHFA first mortgage programs, including the MyHome Assistance Program, School Teacher and Employee Assistance Program or Zero Interest Program (ZIP) per program handbook guidelines for up to three (3) years after the disaster declaration date.

What are the Current Designated Major Disasters?

FEMA declared Major Disaster Designated Counties Declaration Date
DR-4407 California Wildfires Butte, Los Angeles and Ventura 11/12/2018
DR-4382 California Wildfire and High Winds Shasta 8/4/2018
DR-4353 California Wildfires, Flooding, Mudflows and Debris Flows Los Angeles, San Diego, Santa Barbara and Ventura 1/2/2018
DR-4344 California Wildfires Butte, Lake, Mendocino, Napa, Nevada, Orange, Sonoma and Yuba 10/10/2017

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File Review Status

Updated 05/23/2019

Post-closing

News & Updates

Dates for May & June Lender Training have been posted

Program Bulletin #2019-11 - New Mailing Address on CalHFA Subordinate Deed of Trust

Program Bulletin #2019-10 - CalHFA Opens Reissuance of MCCs to any Lender

Enews announcements can be found on our Archived Page

Suspense Inquiries

For suspense items, refer to our MAS

Files in suspense status will only be reviewed once all suspense items are uploaded into MAS. Files are reviewed in date order and are given a rush review.

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Did You
Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!