Major Disaster Declarations in California and CalHFA Single Family Loan Programs

The Federal Emergency Management Agency (FEMA) periodically announces Presidentially declares Major Disasters in California on their websitewith the mission of helping people, before, during and after disasters.

How are CalHFA Single Family Loan Programs designed to help?

Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing.  In addition, borrowers can also include the MyHome Assistance Program  to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details. 

Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.

News & Updates

Dates for August Lender Training have been posted

Latest Bulletins

Program Bulletin #2021-05 - Updated Income Limits for All CalHFA First and Subordinate Mortgages

Program Bulletin #2021-04 - MyHome Loan Amount Cap Waived for CalHFA FHA 203(h) Borrowers

Program Bulletin #2021-03 - MyHome Interest Rate Decreases to 1.00%

Latest Enews Announcements

Enews 07/20/21: Tiena Johnson Hall is California Housing Finance Agency's New Executive Director

Enews 07/13/21: CalHFA Helps More Than 7,600 Californians Become Homeowners

Enews 05/28/21: NMS Counseling Program first quarter results posted

Enews announcements can be found on our Archived Page