Major Disaster Declarations in California and CalHFA Single Family Loan Programs

The Federal Emergency Management Agency (FEMA) periodically announces Presidentially-declared Major Disasters in California on their website with the mission of helping people, before, during and after disasters.

How are CalHFA Single Family Loan Programs designed to help?

Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing. In addition, borrowers can also include the MyHome Assistance Program to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details. 

Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.

News & Updates

Dates for April Lender Training have been posted

Latest Bulletins

Program Bulletin #2023-02 - Program Bulletin #2023-02 - CalHFA to Introduce the Dream For All Shared Appreciation Loan

Program Bulletin #2023-01 - Use of CalHFA Down Payment Assistance

Latest eNews Announcements

eNews 03/27/23: The California Dream For All Shared Appreciation Loan Is Now Available

eNews announcements can be found on our Archived Page