Major Disaster Declarations in California and CalHFA Single Family Loan Programs
The Federal Emergency Management Agency (FEMA) periodically announces Presidentially-declared Major Disasters in California on their website with the mission of helping people, before, during and after disasters.
How are CalHFA Single Family Loan Programs designed to help?
Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing. In addition, borrowers can also include the MyHome Assistance Program to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Dates for May Lender Training have been posted
Latest Bulletins
Program Bulletin #2025-05 - Updated 80% AMI income limits to determine Low Income eligibility
Program Bulletin #2025-04 - Update to CalPLUS with ZIP
Program Bulletin #2025-03 - USDA Updated Manufactured Housing Rule
Latest eNews Announcements
Enews 03/26/2025 - CalHFA Conventional programs are not affected by FHFA orders about SPCPs
Enews 01/29/2025 - Reminder: CalHFA's down payment programs are not federally funded
Enews 01/27/2025 - Housing Matters Newsletter
eNews announcements can be found on our Archived Page
