Major Disaster Declarations in California and CalHFA Single Family Loan Programs
The Federal Emergency Management Agency (FEMA) periodically announces Presidentially-declared Major Disasters in California on their website with the mission of helping people, before, during and after disasters.
How are CalHFA Single Family Loan Programs designed to help?
Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing. In addition, borrowers can also include the MyHome Assistance Program to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details.
Loan Scenario Calculator
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Dates for October Lender Training have been posted
Latest Bulletins
Program Bulletin #2025-09 - Updated CalHFA Borrower Affidavit and Certification
Program Bulletin #2025-08 - New CalHFA Refinance Programs
Program Bulletin #2025-07 - Update to Rate Lock Policy
Latest eNews Announcements
Enews 09/25/2025 - California Housing Finance Agency celebrates its 50th anniversary
Enews 09/19/2025 - CalHFA welcomes Tony Sertich as its new Executive Director
Enews 08/18/2025 - CalHFA helps thousands of Californians find a home
eNews announcements can be found on our Archived Page
