Major Disaster Declarations in California and CalHFA Single Family Loan Programs

The Federal Emergency Management Agency (FEMA) periodically announces Presidentially declares Major Disasters in California on their websitewith the mission of helping people, before, during and after disasters.

How are CalHFA Single Family Loan Programs designed to help?

Borrowers whose home was destroyed or declared uninhabitable by a California major disaster within one (1) year of the declaration date may apply for the CalHFA FHA first mortgage program with the 203(h) option that offers 100% financing.  In addition, borrowers can also include the MyHome Assistance Program  to pay for additional down payment or closing cost without having to be a first-time homebuyer. See program handbook for details. 

Scenario CalculatorLoan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.

News & Updates

Dates for December Lender Training have been posted

Latest Bulletins

Program Bulletin #2022-11 - New CalHFA State Reporting Disclosure

Program Bulletin #2022-10 - Discontinuation of the Forgivable Equity Builder Loan

Program Bulletin #2022-09 - Forgivable Equity Builder Loan Updates to Combined-Loan-to-Value

Latest Enews Announcements

Enews 12/02/22: Change of Subscription Service

Enews 12/01/22: CalHFA subordinate loan program guideline reminders

Enews 11/21/22: Program Bulletin #2022-10

Enews announcements can be found on our Archived Page