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Loan Scenario Calculator
- Now with MyHome -

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 12/02/2016
Loans in line Review Date

Compliance

37 Dec. 1

Post-closing

MyHome/ZIP/ECTP

197 Nov 29

Subordinations

12 Dec. 1

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-24 Clarification to CalHFA's Rate Lock Extension Options

Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document

Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)

Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure

Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees

Program Bulletin #2016-19 Conventional High-Balance Loans Available November 1

Program Bulletin #2016-18 Updates to CalHFA Subordinate Loan Programs

Program Bulletin #2016-17 CalHFA Adds Additional Rate Lock Option

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Nonprofits & Local Agencies

One of the most important benefits of using a CalHFA loan for a homebuyer is the access it provides to down payment assistance programs, and the most important providers of down payment assistance programs are localities and non-profits. CalHFA is eager to form partnerships with local agencies, as they can help homebuyers make informed choices about what loan is best, and what down payment assistance programs are available. 

Find loan officers approved for CalHFA loans

CalHFA only works with approved, skilled loan officers who are familiar with CalHFA's loan programs and their various requirements, options and benefits.

  • View this list of CalHFA preferred loan officers to locate the name and phone number of a CalHFA-trained loan officer near you.
  • Our lender database will allow you to determine which CalHFA loan programs each lender will process or help you locate a branch office near you.
    (Please note that all branch offices may or may not have loan officers on site that are trained to process CalHFA loans.)
  • If you'd like to have a CalHFA representative contact you or get a referral to one of CalHFA's preferred loan officers, fill out this short contact form.