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Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 3/16/2018
Loans in line Review Date


53 Mar 14



71 Mar 14


0 Mar 16

News & Updates

Program Bulletin #2018-05 - Updated and Simplified Income Limits for all CalHFA First Mortgage Programs

Program Bulletin #2018-04 - Leasehold Estates and Community Land Trusts

Program Bulletin #2018-03 - CalHFA to Offer Limited 203(k) Option on its FHA Loan Programs

Program Bulletin #2018-02 - Documentation and Representation and Warranty Relief for CalHFA Conventional Loan Programs Using Day 1 Certainty™

Program Bulletin #2018-01 - New CalHFA School Teacher and Employee Assistance Program and Discontinuation of Extra Credit Teacher Home Purchase Program

Video thumb Video: Cal-EEM + Grant helps homebuyers with $24,000 of energy upgrades

Enews announcements can be found on our Archived Page

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • cALhfa va: 30-year, fixed rate mortgage for veterans and armed service members. Click for more info.
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.

Nonprofits & Local Agencies

One of the most important benefits of using a CalHFA loan for a homebuyer is the access it provides to down payment assistance programs, and the most important providers of down payment assistance programs are localities and non-profits. CalHFA is eager to form partnerships with local agencies, as they can help homebuyers make informed choices about what loan is best, and what down payment assistance programs are available. 

Find loan officers approved for CalHFA loans

CalHFA only works with approved, skilled loan officers who are familiar with CalHFA's loan programs and their various requirements, options and benefits.

  • View this list of CalHFA preferred loan officers to locate the name and phone number of a CalHFA-trained loan officer near you.
  • Our lender database will allow you to determine which CalHFA loan programs each lender will process or help you locate a branch office near you.
    (Please note that all branch offices may or may not have loan officers on site that are trained to process CalHFA loans.)
  • If you'd like to have a CalHFA representative contact you or get a referral to one of CalHFA's preferred loan officers, fill out this short contact form.