Loan Scenario Calculator
- Now with MyHome -
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)
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News & Updates
Get to know CalHFA and our programs
Program Bulletin #2016-14 Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program
Program Bulletin #2016-13 Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program
Program Bulletin #2016-12 Updates to Annual Lender Recertifications
Program Bulletin #2016-11 CalHFA Announces New Options for ZIP Down Payment Assistance and Changes to the MyHome Program
Program Bulletin #2016-10 Acceptance of Mortgage Electronic Registration System (MERS) for all CalHFA Subordinate Loans
Program Bulletin #2016-09 CalHFA Announces Additional Master Servicer
Program Bulletin #2016-08 Clarification to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans
Program Bulletin #2016-07 Increased Income Limits in High Cost Counties for CalHFA Conventional Loan Programs
Program Bulletin #2016-06 CalHFA Releases Updated Lender Manual
Did You Know?
Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!
CalHFA uses a network of hundreds of loan officers
CalHFA uses a network of hundreds of loan officers to help market and sell its loan products to low to moderate income homebuyers. These loan officers must work for one of our CalHFA Approved Lenders or broker loans through them. We have a Preferred Loan Officer program for our superstars, as well as marketing materials to help spread the word about the work we do. Please browse around for more information.
Single Family Leads Program
The California Housing Finance Agency receives hundreds of phone calls and web hits every month, and in the past has directed callers and web visitors to branch offices of CalHFA Approved Lenders. In order to better serve potential homebuyers, CalHFA has implemented the CalHFA Single Family Leads Program to direct callers to qualified CalHFA Loan Officers.
Visit the Lead Program page for details.
Sales Tools & Marketing Materials
CalHFA produces many collateral pieces to both inform homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing. Take a look at what we have to offer!
Visit the Sales Tools & Marketing Materials page for details.
Homebuyer Education Requirement
CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for first-time homebuyers using a CalHFA program. CalHFA will accept hard or online copies of homebuyer education counseling certificates.
Who has to take this Homebuyer Education course?
Only one occupying first-time borrower on each loan transaction.
How do I take this education course?
- ONLINE: You can take eHome's eight-hour Homebuyer Education course online
- IN-PERSON: face-to-face Homebuyer Education through NeighborWorks America or any HUD-Approved Housing Counseling Agency
(fee: varies by agency)