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  • New one of a kind package CalPlus Conventional with Zip Extra 0 percent interest on built in down payment 3 percent of loan amount plus $6500 extra. Click for more info.
  • New, save energy and money- Cal-EEM + Grant: Additional 4% Grant for energy upgrades with a 30-year fixed EEM Mortgage.Click for more info.
  • Grade A+ Extra Credit Teacher Program: Extra financial help for staff at California's high priority schools. Click for more info.
  • Seal the deal- California Homebuyer's Downpayment Assistance Program, Down payment and closing cost help for first-time home buyers. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.
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Loan Scenario Calculator

The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status

Updated 1/28/2015

Item Detail
CalHFA First Loans

Approx First Loans in Line for Review (including any CHDAP junior loan)


Date Compliance Underwriters are Working

Jan 27
CHDAP Stand Alone

Approx CHDAP Stand Alone Loans in Line for Review


Date Compliance Underwriters are Working

Jan 22

News & Updates

Bulletin 2014-23
Extra Credit Teacher Home Purchase Program now available with CalHFA FHA 1st Mortgage Loans

Bulletin 2014-22
CalHFA Revised Loan Documents

Bulletin 2014-21
Returned Wire Penalty Fees

Bulletin 2014-20
Changes to the CalHFA MCC Tax Credit Program

Bulletin 2014-19
Update to Property Eligibility

Bulletin 2014-18
Revision to California Homebuyer's Downpayment Assistance Program (CHDAP) Promissory Notes

Bulletin 2014-17
Changes to CalHFA Loan Program Requirements

Bulletin 2014-16
New CalPLUS Conventional with ZIP Extra: Additional Assistance for CalHFA First-Time Homebuyers

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

Loan Officers

CalHFA uses a network of hundreds of loan officers to help market and sell its loan products to low to moderate income homebuyers. These loan officers must work for one of our CalHFA Approved Lenders or broker loans through them. We have a Preferred Loan Officer program for our superstars, as well as marketing materials to help spread the word about the work we do. Please browse around for more information.

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Single Family Leads Program

The California Housing Finance Agency receives hundreds of phone calls and web hits every month, and in the past has directed callers and web visitors to branch offices of CalHFA Approved Lenders. In order to better serve potential homebuyers, CalHFA has implemented the CalHFA Single Family Leads Program to direct callers to qualified CalHFA Loan Officers.

Visit the Lead Program page for details.

Sales Tools & Marketing Materials

CalHFA produces many collateral pieces to both inform homebuyers and help our lending partners with the CalHFA process.  Many of the pieces are in downloadable format for convenient printing.   Take a look at what we have to offer!

Visit the Sales Tools & Marketing Materials page for details.

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Homebuyer Education Requirement

CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for all its homebuyer programs. CalHFA will accept hard or online copies of homebuyer education counseling certificates.

Who has to take this Homebuyer Education course?

Only one occupying borrower on each loan transaction.

How do I take this education course?



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