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Loan Scenario Calculator
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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 10/26/2016
Loans in line Review Date


199 Oct 19



149 Oct 21


14 Oct 24

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-23 Update to CalHFA's Wire Account Policy and Elimination of the MSV-II Document

Program Bulletin #2016-22 Updates to CalHFA's Disclosure Requirements for CalHFA Subordinate Loans and the Zero Interest Program (ZIP)

Program Bulletin #2016-21 New Zero Interest Program Interest Rate Disclosure

Program Bulletin #2016-20 CalHFA Offers New Rate Lock Extension Options with Lower Fees

Program Bulletin #2016-19 Conventional High-Balance Loans Available November 1

Program Bulletin #2016-18 Updates to CalHFA Subordinate Loan Programs

Program Bulletin #2016-17 CalHFA Adds Additional Rate Lock Option

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

CalHFA uses a network of hundreds of loan officers

CalHFA uses a network of hundreds of loan officers to help market and sell its loan products to low to moderate income homebuyers. These loan officers must work for one of our CalHFA Approved Lenders or broker loans through them. We have a Preferred Loan Officer program for our superstars, as well as marketing materials to help spread the word about the work we do. Please browse around for more information.

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Single Family Leads Program

The California Housing Finance Agency receives hundreds of phone calls and web hits every month, and in the past has directed callers and web visitors to branch offices of CalHFA Approved Lenders. In order to better serve potential homebuyers, CalHFA has implemented the CalHFA Single Family Leads Program to direct callers to qualified CalHFA Loan Officers.

Visit the Lead Program page for details.

Sales Tools & Marketing Materials

CalHFA produces many collateral pieces to both inform homebuyers and help our lending partners with the CalHFA process. Many of the pieces are in downloadable format for convenient printing.   Take a look at what we have to offer!

Visit the Sales Tools & Marketing Materials page for details.

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Homebuyer Education Requirement

CalHFA firmly believes that homebuyer education is critical to the success and happiness of a homeowner, and requires homebuyer education for first-time homebuyers using a CalHFA program. CalHFA will accept hard or online copies of homebuyer education counseling certificates.

Who has to take this Homebuyer Education course?

Only one occupying first-time borrower on each loan transaction.

How do I take this education course?


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