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Multifamily Developers & Managers

Apartment playground

With the unprecedented shortage of affordable rental housing in California, CalHFA offers a variety of loan programs with competitive rates and long-term financing to advance the creation and preservation of affordable housing for people who truly need it. Our programs have been streamlined for maximum efficiency, and our ability to collaborate with public and private partners allows us to be creative in financing affordable housing.

Multifamily Programs

Specific Multifamily Programs development information including lending programs, financing terms, loan application forms and processing requirements.

Mixed-Income Program

The CalHFA Mixed-Income Program provides competitive long-term subordinate financing for new construction multifamily housing projects restricting units between 30% and 120% of county Area Median Income.

Special Needs Housing Program (SNHP)

CalHFA operates the Local Government Special Needs Housing Program (SNHP) on behalf of jurisdictions throughout California. The SNHP allows local governments to use Mental Health Services Act (MHSA) and other local funds to provide financing for the development of permanent supportive rental housing that includes units dedicated for individuals with serious mental illness, and their families, who are homeless or at risk of homelessness.

Asset Management (Property Agent/Owners)

The Asset Management Division is responsible for the management of Agency-financed multifamily rental developments. Each project is monitored regarding its financial, physical and occupancy compliance with various regulations in California. This section includes handbooks, CalHFA lease documents, income limits and more.


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