Your personal information is requested by the Multifamily Division, California Housing Finance Agency ("CalHFA"). The authority which authorizes the collection of your personal information by CalHFA is the Information Practices Act of 1977 ("IPA") (California Civil Code Sections 1798-1798.78). Personal information collected by CalHFA is subject to the limitations in the IPA and state policy. The principal purpose for which this information is used is to run a background check and credit report. The only known or foreseeable disclosures which may be made of this information are to units within CalHFA which maintain or process the requested information or to the outside vendors and contractors which supply us with the requested background check and credit report. When completing the forms, you should not provide personal information that is not requested. Submission of your information is voluntary. The consequences of not providing all of the requested information is that CalHFA will be unable to approve your loan application. You have the right to access records containing your personal information maintained by CalHFA by submitting an IPA request to the Public Records Coordinator, 500 Capitol Mall, Suite 1400, Sacramento, CA 95814. Please refer to the CalHFA Information Practices Act Policy and the CalHFA Privacy and Information Safeguarding Policy for more information. You may access these policies on our website, or call (916) 326-8496 to have a free copy sent to you.