KYHC Progams Archive

The program is now closed and no longer accepting applications for assistance. The following is for information purposes only.

Keep Your Home California is a free service for homeowners who have suffered a financial hardship, to help them stay in their homes, maintain an affordable mortgage payment and avoid foreclosure.

The following are brief summaries of the programs offered under Keep Your Home California.

For eligible unemployed homeowners.
Mortgage assistance of up to $54,000 for unemployed homeowners who have received unemployment benefits from the State of California’s Employment Development Department (EDD) within the past 60 days.

For eligible homeowners who have fallen behind on their mortgage payments.
Funding of up to $54,000 to help qualified homeowners catch up on their mortgage payments.

For eligible homeowners who have suffered a financial hardship and owe more than their home is worth and/or have an unaffordable payment.
Financial assistance to help pay down the principal balance of a mortgage loan and allow for a more affordable monthly payment.

For eligible homeowners who are undergoing a short sale or deed-in-lieu of foreclosure program.
Financial help to make a smooth transition into stable and affordable housing.

For eligible senior homeowners who have fallen behind on property expenses associated with their reverse mortgage loan.
Funding of up to $25,000 to help qualified senior homeowners reinstate past due property expenses (ie. property taxes; homeowner’s insurance; homeowner’s association dues or assessments) and provide an advance of their approved property expenses for up to an additional twelve (12) months.