Free Counseling Services

Are you or someone you know struggling to pay your rent or mortgage? Through CalHFA’s NMS Housing Counseling Program, a network of HUD-certified housing counselors across California are ready to provide free, confidential education and connections to resources to help the situation. By contacting a HUD-approved housing counseling agency, you will speak with a counselor who is specially trained and certified by the U.S. Department of Housing and Urban Development to help you assess your financial situation, evaluate options and find programs and resources to help get you back on track.

Find a HUD-approved housing counseling agency in California

Contact now! It's confidential, unbiased, and completely free!

(Note: Search by typing your language or city)

Agency Name	City	Additional Languages	Contact Info
A-1 Community Housing Services	Hayward	Spanish	www.a1chs.org 510.674.9227
Affordable Housing Clearinghouse	Lake Forest	Spanish, Italian, Vietnamese	www.affordable-housing.org 949.859.9255 877.990.5626 (toll free)
Asian Law Alliance	San Jose		asianlawalliance.org 408.287.9710
ASIAN, Inc.	San Francisco	Cantonese, Mandarin	www.asianinc.org 415.928.5910
Balance - Santa Rosa	Santa Rosa	Spanish, Cantonese, Russian	800.777.7526 (toll free)
Catholic Charities of the Diocese of Santa Rosa	Santa Rosa	Spanish. Translation services offered for all languages	www.srcharities.org 707.528.8712
Centro Familia Esperanza	Simi Valley	Spanish	www.centrofamiliarnuevaesperanza.org/ 760.805.813.8751
Coachella Valley Housing Coalition	Indio	Spanish	www.cvhc.org 760.347.3157
Community Housing Council of Fresno	Fresno	Spanish	www.chcfresno.org 559.221.6919 833.658.1904 (toll free)
Community Housing Development Corporation	Richmond	Spanish	www.communityhdc.org 510.412.9290
Consumer Credit Counseling Balance-Concord, CA	Concord	Spanish, Cantonese, Russian	888.456.2227 (toll free)
Consumer Credit Counseling Balance-San Francisco, CA	San Francisco		888.456.2227 (toll free)
Consumer Credit Counseling Service of Maryland (CCCSMD)	West Covina	Spanish, Korean	www.cccsmd.org 800.642.2227 (toll free)
Credit.org	Hemet, National City, Riverside	Spanish	www.credit.org 877.899.1920 (toll free)
CSA San Diego County	El Cajon	Spanish, Arabic	www.c4sa.org 619.444.5700
East LA Community Corporation (ELACC)	Los Angeles	Spanish	www.elacc.org 323.859.8050
Eden Council for Hope and Opportunity (ECHO)	Hayward	Spanish	www.echofairhousing.org 855.ASK.ECHO (855.275.3246) contact@echofairhousing.org
Fair Housing Council of Riverside County, Inc.	Riverside	Spanish	www.fairhousing.net 951.682.6581
Fair Housing Foundation	Long Beach	Spanish, Vietnamese, Korean, Khmer, ASL	fairhousingfoundation.com 800.446.3247 (toll free)
Faith And Community Empowerment (FACE)	Los Angeles	Korean	www.facela.org 213.985.1500
Fresno Interdenominational Refugee Ministries (FIRM)	Fresno	Hmong	www.firminc.org 559.487.1500
Greater Sacramento Urban League	Sacramento		www.gsul.org 916.286.8600
Greenpath Financial Wellness	Nationwide	Spanish & translator/interpreter services offered in more than 200 languages	www.greenpath.com 888.995.4673 (toll free)
Homeownership OC	Santa Ana	Spanish	www.homeownershipoc.org 714.204.2314
Inland Empire Resource Cnter	San Bernardino	Spanish	www.ieresourcecenters.org 909.887.8700
Inland Fair Housing and Mediation Board	Ontario	Spanish	www.ifhmb.com 800.321.0911 (toll free)
Korean Resource Center	Los Angeles	Korean	www.krcla.org 323.937.3718
Lutheran Social Services of Southern CA	San Bernardino	Spanish	www.lsssc.org/housing-counseling/ 909.866.2792
Mission Economic Development Agency (MEDA)	San Francisco	Spanish	medasf.org 415.282.3334 415.612.2014
Money Management International (MMI)	Nationwide with local offices in San Diego, Los Angeles and Oakland	Spanish. Additional languages are available via an interpreter service.	www.moneymanagement.org 866.889.9347 (toll free)
Montebello Housing Development Corporation (MHDC)	Montebello	Spanish	mhdcca.org 323.722.3955
Navicore Solutions	San Diego	Spanish	navicoresolutions.org 866.472.4557 (toll free)
Neighborhood Housing Services of Los Angeles County (NHSLA)	Los Angeles	Spanish, Tagalog, Korean, Chinese	www.nhslacounty.org 213.381.2862 888.895.2647 (toll free)
Neighborhood Housing Services of the Inland Empire, Inc.	San Bernardino	Spanish	www.nhsie.org 909.884.6891
Neighborhood Partnership Housing Services	Rancho Cucamonga	Spanish	nphsinc.org 909.988.5979 800.761.6747 (toll free)
NeighborWorks HomeOwnership Center Sacramento Region (NeighborWorks Sacramento)	Sacramento	Spanish	www.nwsacramento.org 916.452.5356 888.355.5356 (toll free)
NeighborWorks Orange County	Orange	Spanish, Vietnamese	nwoc.org 714.490.1250
New Economics for Women (NEW)	Los Angeles	Spanish	neweconomicsforwomen.org 213.483.2060
NID Housing Counseling Agency	Oakland	Spanish	www.nidhousing.com 510.268.9792
Orange County Community Housing Corporation (OCCHC)	Santa Ana	Spanish	www.occhc.org 714.558.8161
Project Sentinel	Milpitas	Spanish, Mandarin, Cantonese, Korean, French	www.housing.org 408.470.3730
Richmond Neighborhood Housing Services (RNHS)	Richmond	Spanish, Mien, Vietnamese	www.richmondnhs.org 510.237.6459
San Francisco Housing Development Corporation	San Francisco	Spanish	www.sfhdc.org 415.822.1022
San Francisco LGBT Community Center	San Francisco	Lao	www.sfcenter.org 415.865.5542
Self Help Enterprises (SHE)	Visalia	Spanish	www.selfhelpenterprises.org 559.802.1664
Shalom Center for T.R.E.E. of Life	Los Angeles	Korean	shalomcenter.net 213.380.3700
UnidosUS Counseling Connection (UCC)	Nationwide	Spanish	www.uushfe.org 844.394.1488 (toll free)
Union of Pan Asian Communities	San Diego	Vietnamese	www.upacsd.com 619.232.6454
Urban League of San Diego County	San Diego		www.sdul.org 619.266.6256
USA Homeownership Foundation DBA Veterans Association of Real Estate Professionals	Corona	Spanish	www.varep.net 888.273.7267 (toll free)
Ventura County Community Development Corporation	Oxnard	Spanish	vccdc.org 805.273.7800
Visionary Home Builders of California	Stockton	Spanish	www.visionaryhomebuilders.org 209.466.6811
West Angeles Community Development Corporation	Los Angeles	Spanish	www.westangelescdc.org 323.751.3440

If you were not able to find a HUD-approved housing counseling agency near you from the list above, you can also call 1.800.569.4287 or visit www.ConsumerFinance.gov/find-a-housing-counselor for a list of nationwide HUD-approved housing counseling agencies.