Free Counseling Services
Are you or someone you know struggling to pay your rent or mortgage? Through CalHFA’s NMS Housing Counseling Program, a network of HUD-certified housing counselors across California are ready to provide free, confidential education and connections to resources to help the situation. By contacting a HUD-approved housing counseling agency, you will speak with a counselor who is specially trained and certified by the U.S. Department of Housing and Urban Development to help you assess your financial situation, evaluate options and find programs and resources to help get you back on track.
Find a HUD-approved housing counseling agency in California
Help is available via phone, virtual meeting and in person.
It's confidential, unbiased, and completely free!
(Note: Search by typing your language or city)
| Agency Name | City | Additional Languages | Contact Info |
|---|---|---|---|
| A-1 Community Housing Services | Hayward | Spanish and Translation Services |
510.674.9227 |
| Affordable Housing Clearinghouse | Lake Forest | Spanish, Italian, Vietnamese |
949.859.9255 877.990.5626 (toll free) |
| Asian Law Alliance | San Jose |
408.287.9710 |
|
| ASIAN, Inc. | San Francisco | Cantonese, Mandarin |
415.928.5910 |
| Balance - Concord | Concord | Spanish, Cantonese, Russian | 800.777.7526 Option 2 |
| Balance - Santa Rosa | Santa Rosa | Spanish, Cantonese, Russian | 800.777.7526 (toll free) |
| Balance - San Francisco | San Francisco | Cantonese and Mandarin | 800.777.7526 Option 2 |
| Catholic Charities of the Diocese of Santa Rosa | Santa Rosa | Spanish. Translation services offered for all languages |
707.528.8712 |
| Centro Familia Esperanza | Simi Valley | Spanish | www.centrofamiliarnuevaesperanza.org/ 760.805.813.8751 |
| Coachella Valley Housing Coalition | Indio | Spanish |
760.347.3157 |
| Community Housing Council of Fresno | Fresno | Spanish |
559.221.6919 833.658.1904 (toll free) |
| Community Housing Development Corporation | Richmond | Spanish |
510.412.9290 |
| Consumer Credit Counseling Service of Maryland (CCCSMD) | West Covina | Spanish, Korean |
800.642.2227 (toll free) |
| Credit.org | Hemet, National City, Riverside | Spanish |
877.899.1920 (toll free) |
| CSA San Diego County | El Cajon | Spanish, Arabic |
619.444.5700 |
| East LA Community Corporation (ELACC) | Los Angeles | Spanish |
323.859.8050 |
| Eden Council for Hope and Opportunity (ECHO) | Hayward | Spanish |
855.ASK.ECHO (855.275.3246) |
| Fair Housing Council of Riverside County, Inc. | Riverside | Spanish |
951.682.6581 |
| Fair Housing Foundation | Long Beach | Spanish, Vietnamese, Korean, Khmer, ASL |
800.446.3247 (toll free) |
| Faith And Community Empowerment (FACE) | Los Angeles | Korean |
213.985.1500 |
| Fresno Interdenominational Refugee Ministries (FIRM) | Fresno | Hmong |
559.487.1500 |
| Greater Sacramento Urban League | Sacramento |
916.286.8600 |
|
| Greenpath Financial Wellness | Nationwide | Spanish & translator/interpreter services offered in more than 200 languages |
888.995.4673 (toll free) |
| Homeownership OC | Santa Ana | Spanish |
714.204.2314 |
| Inland Empire Resource Cnter | San Bernardino | Spanish |
909.887.8700 |
| Inland Fair Housing and Mediation Board | Ontario | Spanish |
800.321.0911 (toll free) |
| Korean Resource Center | Los Angeles | Korean |
323.937.3718 |
| Lutheran Social Services of Southern CA | San Bernardino | Spanish |
909.866.2792 |
| Mission Economic Development Agency (MEDA) | San Francisco | Spanish |
415.282.3334 415.612.2014 |
| Money Management International (MMI) | Nationwide with local offices in San Diego, Los Angeles and Oakland | Spanish. Additional languages are available via an interpreter service. |
866.889.9347 (toll free) |
| Montebello Housing Development Corporation (MHDC) | Montebello | Spanish |
323.722.3955 |
| Navicore Solutions | San Diego | Spanish |
866.472.4557 (toll free) |
| Neighborhood Housing Services of Los Angeles County (NHSLA) | Los Angeles | Spanish, Tagalog, Korean, Chinese |
213.381.2862 888.895.2647 (toll free) |
| Neighborhood Housing Services of the Inland Empire, Inc. | San Bernardino | Spanish |
909.884.6891 |
| Neighborhood Partnership Housing Services | Rancho Cucamonga | Spanish |
909.988.5979 800.761.6747 (toll free) |
| NeighborWorks HomeOwnership Center Sacramento Region (NeighborWorks Sacramento) | Sacramento | Spanish |
916.452.5356 |
| NeighborWorks Orange County | Orange | Spanish, Vietnamese |
714.490.1250 |
| New Economics for Women (NEW) | Los Angeles | Spanish |
213.483.2060 |
| Orange County Community Housing Corporation (OCCHC) | Santa Ana | Spanish |
714.558.8161 |
| Project Sentinel | Milpitas | Spanish, Mandarin, Cantonese, Korean, French |
408.470.3730 |
| Richmond Neighborhood Housing Services (RNHS) | Richmond | Spanish, Mien, Vietnamese |
510.237.6459 |
| San Francisco Housing Development Corporation | San Francisco | Spanish |
415.822.1022 |
| San Francisco LGBT Community Center | San Francisco | Lao |
415.865.5542 |
| Self Help Enterprises (SHE) | Visalia | Spanish |
559.802.1664 |
| Shalom Center for T.R.E.E. of Life | Los Angeles | Korean |
213.380.3700 |
| UnidosUS Counseling Connection (UCC) | Nationwide | Spanish |
844.394.1488 (toll free) |
| Union of Pan Asian Communities | San Diego | Vietnamese |
619.232.6454 |
| Urban League of San Diego County | San Diego |
619.266.6256 |
|
| USA Homeownership Foundation DBA Veterans Association of Real Estate Professionals | Corona | Spanish |
888.273.7267 (toll free) |
| Ventura County Community Development Corporation | Oxnard | Spanish |
805.273.7800 |
| Visionary Home Builders of California | Stockton | Spanish |
209.466.6811 |
| West Angeles Community Development Corporation | Los Angeles | Spanish |
323.751.3440 |
If you were not able to find a HUD-approved housing counseling agency near you from the list above, you can also call 1.800.569.4287 or visit www.ConsumerFinance.gov/find-a-housing-counselor for a list of nationwide HUD-approved housing counseling agencies.
