Free Counseling Services

Are you or someone you know struggling to pay your rent or mortgage? Through CalHFA’s NMS Housing Counseling Program, a network of HUD-certified housing counselors across California are ready to provide free, confidential education and connections to resources to help the situation. By contacting a HUD-approved housing counseling agency, you will speak with a counselor who is specially trained and certified by the U.S. Department of Housing and Urban Development to help you assess your financial situation, evaluate options and find programs and resources to help get you back on track.

Find a HUD-approved housing counseling agency in California

Help is available via phone, virtual meeting and in person.
It's confidential, unbiased, and completely free!

(Note: Search by typing your language or city)


Agency Name City Additional Languages Contact Info
A-1 Community Housing Services Hayward Spanish and Translation Services

www.a1chs.org

510.674.9227

Affordable Housing Clearinghouse Lake Forest Spanish, Italian, Vietnamese

www.affordable-housing.org

949.859.9255

877.990.5626 (toll free)

Asian Law Alliance San Jose  

asianlawalliance.org

408.287.9710

ASIAN, Inc. San Francisco Spanish, Cantonese

www.asianinc.org

415.928.5910

Balance - Concord Concord Spanish, Cantonese, Russian

www.balancepro.org

800.777.7526 Option 2

Balance - Santa Rosa Santa Rosa Spanish, Cantonese, Russian

www.balancepro.org

800.777.7526 (toll free)
Balance - San Francisco San Francisco Cantonese and Mandarin

www.balancepro.org

800.777.7526 Option 2
Catholic Charities of the Diocese of Santa Rosa - Caritas Center Santa Rosa Spanish. Translation services offered for all languages

www.srcharities.org

707.528.8712

Centro Familia Esperanza Simi Valley Spanish

www.centrofamiliarnuevaesperanza.org/

760.805.813.8751

Coachella Valley Housing Coalition Indio Spanish

www.cvhc.org

760.347.3157

Community Housing Council of Fresno Fresno Spanish

www.chcfresno.org

559.221.6919

833.658.1904 (toll free)

Community Housing Development Corporation Richmond Spanish

www.communityhdc.org

510.412.9290

Credit.org Nationwide with local offices in Riverside, Hemet, and National City Spanish. Additional languages are available via an interpreter service

www.credit.org

855.739.1038

East LA Community Corporation (ELACC) Los Angeles Spanish

www.elacc.org

323.859.8050

Eden Council for Hope and Opportunity (ECHO) Hayward Spanish

www.echofairhousing.org

855.ASK.ECHO (855.275.3246)

contact@echofairhousing.org

Fair Housing Council of Riverside County, Inc. Riverside Spanish

www.fairhousing.net

951.682.6581

Fair Housing Foundation Long Beach Spanish, Vietnamese, Certified 250 Language International Line

www.fhfca.org

562.989.1206

Faith And Community Empowerment (FACE) Los Angeles Korean

www.facela.org

213.985.1500

Fresno Interdenominational Refugee Ministries (FIRM) Fresno Hmong

www.firminc.org

559.487.1500

Greater Sacramento Urban League Sacramento Spanish

www.gsul.org

916.286.8652

Greenpath Financial Wellness Nationwide Spanish & translator/interpreter services offered in more than 200 languages

www.greenpath.com

888.995.4673 (toll free)

HomeOwnership Orange County Santa Ana Spanish, Arabic, Vietnamese

www.homeownershipoc.org

714.204.2314

Inland Empire Resource Center San Bernardino Spanish

www.ieresourcecenters.org

909.887.8700

Inland Fair Housing and Mediation Board Ontario Spanish

www.ifhmb.com

800.321.0911 (toll free)

Korean Resource Center Los Angeles Korean

www.krcla.org

323.937.3718

Lutheran Social Services of Southern CA San Bernardino Spanish

lssschousing.org

909.866.5070

Lutheran Social Services of Fullerton Fullerton Spanish

lssschousing.org

909.866.2792

Lutheran Social Services of SC - Long Beach Long Beach Spanish

lssschousing.org

562.599.1321

Mission Economic Development Agency (MEDA) San Francisco Spanish

medasf.org

415.282.3334

415.612.2014

Money Management International (MMI) Nationwide with local offices in San Diego, Los Angeles and Oakland Spanish. Additional languages are available via an interpreter service.

www.moneymanagement.org

866.889.9347 (toll free)

Montebello Housing Development Corporation (MHDC) Montebello Spanish

mhdcca.org

323.722.3955

Navicore Solutions San Diego Spanish as well as additional languages available via interpreter services

navicoresolutions.org

866.472.4557 (toll free)

Neighborhood Housing Services of Los Angeles County (NHSLA) Los Angeles Spanish

www.nhslacounty.org

213.381.2862

888.895.2647 (toll free)

Neighborhood Housing Services of the Inland Empire, Inc. San Bernardino Spanish

www.nhsie.org

909.884.6891

Neighborhood Partnership Housing Services Rancho Cucamonga Spanish

nphsinc.org

909.988.5979

800.761.6747 (toll free)

NeighborWorks HomeOwnership Center Sacramento Region (NeighborWorks Sacramento) Sacramento Spanish

www.nwsacramento.org

916.452.5356

NeighborWorks Orange County Orange Spanish, Vietnamese

nwoc.org

714.490.1250

New Economics for Women (NEW) Los Angeles Spanish

neweconomicsforwomen.org

213.483.2060

Orange County Community Housing Corporation (OCCHC) Santa Ana Spanish

www.occhc.org

714.558.8161

Project Sentinel Milpitas Spanish, Mandarin, Cantonese, Korean, French

www.housing.org

408.470.3730

San Francisco LGBT Community Center San Francisco Chinese

www.sfcenter.org

415.865.5555

Self Help Enterprises (SHE) Visalia Spanish

www.selfhelpenterprises.org

559.651.1000

Shalom Center for T.R.E.E. of Life Los Angeles Korean

shalomcenter.net

213.380.3700

UnidosUS Counseling Connection (UCC) Nationwide Spanish

www.uushfe.org

844.394.1488 (toll free)

Union of Pan Asian Communities San Diego Vietnamese

www.upacsd.com

619.232.6454

Urban League of San Diego County San Diego

www.sdul.org

619.266.6256

USA Homeownership Foundation DBA Veterans Association of Real Estate Professionals Corona

www.varep.net

888.273.7267 (toll free)

Ventura County Community Development Corporation (VCCDC) - Counties of Ventura, Kern, Santa Barbara and Los Angeles Oxnard Spanish

vccdc.org

805.273.7800

Visionary Home Builders of California Stockton Spanish

www.visionaryhomebuilders.org

209.466.6811

West Angeles Community Development Corporation Los Angeles Spanish

www.westangelescdc.org

323.751.3440

Wylie Center Riverside Spanish

www.wyliecenter.org

323.751.3440

If you were not able to find a HUD-approved housing counseling agency near you from the list above, you can also call 1.800.569.4287 or visit www.ConsumerFinance.gov/find-a-housing-counselor for a list of nationwide HUD-approved housing counseling agencies.