California Housing Finance Agency
- Are you experiencing financial hardship and having difficulties making your mortgage payment? Visit CalHFA's Hardship Assistance Page to view options available to you.
- Keep Your Home California programs are designed for homeowners who are struggling to pay their mortgages.
- The Home Affordable Refinance Program (HARP) is available on loans owned by Fannie Mae and Freddie Mac. If these loans were insured by the California Housing Loan Insurance Fund they may be eligible to have existing mortgage insurance transferred to a new refinance loan.