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The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client. (Best viewed in IE9 or higher, Chrome, Firefox or Safari)

File Review Status
Updated 09/30/2016
Loans in line Review Date

Compliance

112 Sept 26

Post-closing

MyHome/ZIP/ECTP

249 Sept 23

Subordinations

8 Sept. 28

News & Updates

Video Library
Get to know CalHFA and our programs

Program Bulletin #2016-17 CalHFA Adds Additional Rate Lock Option

Program Bulletin #2016-16 Update to the CalHFA Mortgage Credit Certificate (MCC) Tax Credit Program Fees

Program Bulletin #2016-15 Expansion of and Updates to the Extra Credit Teacher Home Purchase Program (ECTP)

Program Bulletin #2016-14 Updated Sales Price Limits for the CalHFA Mortgage Credit Certificate Tax Credit Program

Program Bulletin #2016-13 Updated Income Limits for all CalHFA Loan Programs and CalHFA Mortgage Credit Certificate Tax Credit Program

Did You Know?

Lenders receive a 1% Service Release Premium in addition to the origination fee on all CalHFA first mortgages!

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  • MyHome Assistance Program: Down payment and closing cost help for first-time homebuyers
  • CalPLUS with ZIP: 30-year, fixed rate first mortgage packaged with down payment assistance
  • New save energy and money CalEEM + Grant Additional 4% Grant for energy upgrades with a 30year fixed EEM Mortgage. Click for more info.
  • Grade A+ Extra Credit Teacher Program Extra financial help for staff at California public schools. Click for more info.
  • Tax credits- Mortgage Credit Certificate: Lower your taxes with our federal tax credit program. Click for more info.

Program Bulletins - Miscellaneous

Date Title
#2016-09 CalHFA Announces Additional Master Servicer
#2015-14 CalHFA opens all Loan Programs to Mortgage Brokers
#2015-01 Streamlined Subordination Process For All CalHFA Junior Loans
#2014-21 Returned Wire Penalty Fees
#2014-19 Property Eligibility Update
#2014-14 CalHFA FHA First Mortgages to Allow Manufactured Homes
#2014-12 CalHFA Allowable Lender Fees Increase from 2% to 3%
#2014-11 CalHFA First Loan Programs Now Extended to Non First-Time Homebuyers
#2014-06 New Maximum Debt-to-Income Ratio
#2013-05 CalHFA's Procedure to Address HUD's Mortgagee Letter 2013-14
#2013-04 Rental Policy for CalHFA Loans
#2011-21 Updates to the Property Flipping Policy for CalHFA FHA Loan Program
#2011-05 Suspension of Temporary Buydowns
#2010-13 Property Flipping Policy for CalHFA FHA and Cal30SM Conventional Loan Programs
#2010-10 Rental Policy for CalHFA Loans
#2009-22 Appraiser Requirements for CalHFA Loans Updated
#2009-16 First-Time Homebuyer Exemption for Veterans
#2009-15 New Flood Determination and Power of Attorney Requirements
#2009-14 Foreclosure Avoidance and Loss Mitigation Program
#2009-13 CalHFA Condominium Requirements for Conventional Loans Updated
#2009-02 Tax Impound Accounts and Declining Property Values
#2008-40 Loan Pipeline Honored for Temporarily Suspended CalHFA Programs
#2008-39 Temporary Suspension of CalHFA Programs
#2008-33 Homebuyer Education Counseling Required On All CalHFA Conventional and Subordinate Loan Programs
#2008-28 Revised Foreclosure and Conventional Claim Filing Instructions
#2008-27 CalHFA Confidentiality Policy
#2008-23 Program Requirements Reminder
#2008-22 Amendment To Program Bulletin #2008-20
#2008-20 Assumptions Discontinued For All Conventional CalHFA Loans
#2008-15 Expiration of the First-Time Homebuyer Exemption for Veterans
#2007-44 Closing Requirements for Properties Needing Repairs
#2007-42 Foreclosure Avoidance
#2007-39 CalHFA Approved Lenders Certification of Property Conditions
#2007-38 California Wildfires
#2007-34 Appraiser Requirements for CalHFA Loans
#2007-32 Annual Recertification Requirements for CalHFA-approved Lenders
#2007-26 CalHFA Confidentiality Policy
#2007-25 Notice to Lenders Servicers Regarding West Nile Virus Alert
#2007-23 Program Requirements Reminder
#2007-09 First-time Homebuyer Exemption for Veterans
#2007-04 Revised Program Requirements
#2007-01 Updated Tax Service Contract Fee
#2006-23 CalHFA Confidentiality Policy
#2006-15 Summary of Changes to California Civil Code 2924 Regarding Trustee Sales Relating to Servicing of CalHFA Loans
#2006-14 Program Clarification
#2005-24

Modification To Lender Access System (LAS) To Collect Loan Officer Information

#2005-23 California State University, Channel Islands University Glen, Ventura County
#2005-11 100% Fully Amortizing Conventional Loans
#2005-02 Lender Access System (LAS) Enhancement
#2004-22 HUD - Section 8 Housing Choice Voucher Program
#2004-15 Payoff Demands on CalHFA Subordinate Loans
#2004-11 Increase of Lender's Allowable Origination Fee
#2004-05 Payment of Real Estate Taxes on First Deed of Trust loans service released to CalHFA
#2003-35 Reinstating Purchase of FHA- Insured Condominium Loans
#2003-32 California Fires
#2003-28 Temporary Suspension of General Insurance and Special Risk Insurance
Endorsement Authority
#2003-16 Updated Lender Program Manual
#2002-31 Independent Loan Purchase
#2002-29 Computerized Conditional Approvals/Suspensions
#2002-20 Earthquake Insurance Requirement Removed
#2002-07 Summary of California Reconveyance Changes for 2002
#1999-15 Automated Underwriting (AU) for FHA Loans