Become a CalHFA Direct Lender
CalHFA works with dozens of partner lending institutions to offer low interest rate loans to low to moderate income homebuyers. Becoming a CalHFA approved lender may take some time, and the time is worth it, both to your bottom line and to your community. We hope you read further about the benefits of becoming a CalHFA approved lender, and what the process entails
Please return all completed documents and required attachments by:
Electronic Submission (Preferred):
CalHFA no longer accepts applications in the form of flash drives, CDs, DVDs or non CalHFA file transfer methods. To send an application please contact email@example.com and instructions for submitting an application will be emailed to you shortly.
Original application & cashier check must be sent overnight
Overnight Delivery Address:
California Housing Finance Agency
Single Family Lender Services– MS 915
500 Capitol Mall, Ste. 400
Sacramento, CA 95814
For additional information about this subject, please contact Molly Ellis at 916.326.8680 or Catherine Relyea at 916.326.8077 or by email at LenderTraining@calhfa.ca.gov.
The Scenario Calculator helps you compare CalHFA loans to determine what loan scenario works best for your client.
News & Updates
Program Bulletin #2020-11 - Increased Conventional and Government Loan Limits Effective January 1, 2021
Program Bulletin #2020-10 - Maximum Debt-to-Income Ratio for All Borrowers Increasing to 45%
Program Bulletin #2020-09 - MyHome Interest Rate Decreases to 2.00%
Latest Enews Announcements
Enews 01/05/21: CalHFA Homebuyer Education Requirement Update
Enews 12/21/20: Program Bulletin #2020-11
Enews 12/17/20: CalHFA kicks off National Mortgage Settlement Counseling Program
Enews announcements can be found on our Archived Page